START OF PAGE: 117 pock# o053 POSTED 09/15/2026 12239PH Hannah Hubbard L. BRANDON STEINMANN, COUNTY CLERK MONTGOMERY COUNTY, TEXAS TS No.: 2026-01141-TX-SPS 26-000728-673 Notice of [Substitute] Trustee Sale Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serying on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed fo: f the United State please send written notice of the active duty military service to the sender of this noticc immediately. 1. Date, Time and Place of Sale. Date: 11/03/2026 Time: _ The sale will begin at 10:00 AM or not later than three hours after that time Place: | Montgomery County, Texas at the following location: Montgomery County Courthouse steps at 301 N. Main, in Conroc, Texas, OR AS DESIGNATED BY THE COUNTY COMMISSIONERS PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 547 ROANOKE DR, CONROE, TX 77302 2, Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Any conveyance of the property is subject to all matters of record affecting the property. 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 11/03/2006 and recorded 11/06/2006 in Book 215-11 Page 0483 Document 2006-130738 , real property records of Montgomery County, Texas, with VERREL D STINE and CARLA M STINE, HUSBAND AND WIFE grantor(s) and FIRST FRANKLIN A DIVISION OF NATIONAL CITY BANK as Lender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. 4, Appointment of Substitute Trustee: In accordance with Texas Property Code Sec, 51.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by VERREL D STINE and CARLA M STINE, HUSBAND AND WIFE, securing the payment of the indebtedness in the original principal amount of $102,000.00, and obligations therein described including but not limited to tho promissory note; and all modifications, renewals and extensions of the promissory note. U.S. Bank Trust Company, National Association, as Trustee, as saccessor-in- interest to U.S. Bank National Association, as trustee, in trust for registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1 is the current mortgagee of the note and deed of trust or contract lien. Version 1.1 TX NOS 0217 Page 1 of 3  START OF PAGE: 118 TS No.: 2026-01141-TX-SPS 26-000728-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the payment of indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: LOT 157, OF RIVER PLANTATION, SECTION 4, A SUBDIVISION IN MONTGOMERY COUNTY, TEXAS, ACCORDING TO THE MAP OF PLAT THEREOF RECORDED IN VOLUME 8, PAGE 23, OF THE MAP RECORDS OF MONTGOMERY COUNTY, TEXAS. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to adminisier any resulting foreclosure of the lien securing the property referenced above. Sclect Portfolio Servicing, Inc., as Morigage Servicer, is representing the current mortgagee, whose address is: C/O Select Portfolio Servicing, Inc. P.O. Box 65250 Salt Lake City, UT 84165 Phone: 888-818-6032 Version 1.1 TX NOS 0217 Page 2 of 3  START OF PAGE: 119 TS No.: 2026-01141-TX-SPS 26-000728-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee. or the Mortgagee's attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: September 11, 2026 C/O Power Default Services, Inc. 114 Mesa Park Drive, Suite 100 El Paso, TX 79912 Telephone: 877-695-0910 Fax: 877-671-5959 For additional sale information visit: www.hubzu.com or (855) 882-1314 POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate of Posting Tam Chrig Poston whose address is c/o AVT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. I declare under penalty of perjury thaton September 15, 2026 I filed this Notice of Foreclosure Sale at the office of the Montgomery County Clerk and caused it to be posted at the location directed by the Montgomery County Commissioners Court, Narsion 1.1 TX NOS 0217 Page 3 of 3