2026 - 202600001815 07/23/2026 11:28 AM Page 1 of 6 Ng v Notice of Substitute Trustee Sale F26-00280 TX 672310362 1/7240953252 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately, Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 09/01/2026 Time: The sale will begin no earlier than 10:00AM or no later than three hours payable to Assured Lender Services, Inc.) Place: Dallas County, TX at the following location: North side of the facing Commerce Street, OR IF THE PRECEDING A Property To Be Sold - The property to be sold is described as follows: Legal Description: See Exhibit "A" Personal Property Description: See attached Exhibit “B” APN: 00-C7214-000-000-0405 © Instrument to be Foreclosed — The instrument he‘Deed of Trust, Security Agreement and Assignment of Leases and Rents, dated 05/27, ; be st”) and recorded in the office of the County Clerk of Dallas County, Texas, recorded on P6/Os ast ment No. 202200156894 of the Real Property Records of Dallas County, Texas. Trustor(s): Original Beneficiary: Velocity Commercial Capital, LLC, a California Limited Liability Company Current Loan Servicer: PHH Mortgage Services/Onity Beneficiary: Mortgage liey Ortolani, Michele Hreha, Mary Mancuso, Francesca Ortolani, Carol Dunmon, ton Hreha, Michele Sanders or Cherie Maples Current Substituted Trustees: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” NN __C'!?T_CS~S~S~S~S~S~S~S EEO a 2026 - 202600001815 07/23/2026 11:28 AM Page 2 of 6 condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal property and fixtures described in within the loan documents. The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property and personal property encumbered by the Deed of Trust will be sold at the sale in accordance with the provisions of the Deed of Trust and as permitted by section 9.604(a) of the Texas Business and Commerce Cod Obligations Secured - The Deed of Trust provides that it secures the payment of the indebtedness ay therein described (collectively the “Obligations”) including by not limited to (1) the promissory not i principal amount of $160,000.00, executed by Shelly A. Hamill, unmarried, and payable to thee Association, as Trustee for Velocity Commercial Capital Loan Trust 2022-4 is t Obligations and is the beneficiary under the Deed of Trust. NOTICE TO POTENTIAL BIDDERS: WE REQUIRE CHECK(S) PAYABLE DIRECTLY TO “ASSURED L ISSUING THE FINAL DEED. Questions concerning the sale may be directed to the undérg U.S. Bank Trust Company, National Associ oO. ustee 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Nicole Khoury nkhoury@velocitycommercial.com 818.200.0403 elocity Commercial Capital Loan Trust 2022-4 Dated: Shelley Ortolani, Michele Hreha, Mary Mancuso, Francesca Ortolani, Carol Dupmon, Payton Hreha, Michele Sanders or Cherie Maples CT LU ADVo 111 Pacifica, Suite Irvine, CA 92618 Phone: (714) 508-7373 Fax: (714) 505-3831 AFTER RECORDING, PLEASE RETURN TO: Assured Lender Services, Inc. 111 Pacifica, Suite 140 Irvine, CA 92618 Attn: Trustee Department 2026 - 202600001815 07/23/2026 11:28 AM Page 3 of 6 nA EXHIBIT “A” LEGAL DESCRIPTION OF PROPERTY Being the following real property of THE SHELBY RESIDENCES, a condominium created pursuant to the Condominium Declaration and Map recorded in cc# 201500128688, Condominium Records of Dallas County, Texas, covering a building and land located in Dallas County, Texas and described in such Declaration, together with an undivided interest, appurtenant to the Residential Unit described below, in and to the Common Elements in the percentage designated for the Residential Unit on Exhibit "C" attached to the Declaration: Residential Unit: Unit 405 Being the same property conveyed to SHELLY A. HAMILL by General Warranty Deed from ROUNDPOINT LLC, a Delaware limited liability company, dated March 21, 2018, recorded on March 21, 2018 as Instrument 201800073244. SS IN ons SS 2@ 2026 - 202600001815 07/23/2026 11:28 AM Page 4 of 6 Exhibit “B” (Personal Property) All equipment, fixtures, and other articles of personal property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any such property; and together with all proceeds (including without limitation all insurance proceeds and refunds of premiums) from any sale or disposition of the Property. EE EEE OO 2026 - 202600001815 07/23/2026 11:28 AM Page 5 of 6 + Certificate of Posting ©) ) L o here i at I am a citizen of the United States of America, over the age of 18 years, and co nt, to be a witness relating to the matters herein ey I declare under penalty of perjury that on I filed the Notice of Sale at the office of the and caused same to be posted at the 2026 - 202600001815 07/23/2026 11:28 AM Page 6 of 6 MRNA Es Instrument Number: 202600001815 Foreclosure Posting Recorded On: July 23, 2026 11:28 AM Number of Page Total Recording: $2.00 Gri stricts the Sale, Rental or use of the described REAL PROPERT e oor Or race is invalid and unenforceable under federal law. ‘ File Information: Record and Return To: Document Numbe : Shelly Ortolani Receipt Nuff 14800 Landmark Bivd., Ste850 Recorded Daté ly 23, 2026 11:28 AM User: Javen H ADDISON TX 75001 Station: Cc136 STATE OF TEXAS Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk '-——~ Dallas County, TX