START OF PAGE: 268 NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE'S SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE ~ATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DEED OF TRUST INFORMATION: Date: 12/08/2020 Grantor(s): RAYl\10ND LEE BRADLEY AND KETTI JAVONIABRADLEY, HUSBAND AND WIFE Original Mortgagee: Original Principal: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS BENEFICIARY, AS NOMINEE FOR GUARANTEED RATE, INC., ITS SUCCESSORS AND ASSIGNS $166,920.00 Recording Information: Property County: Property: Reported Address: Instrument 2020181270 Fort Bend (See Attached Exhibit "A") 5814 W RIDGECREEK DR, HOUSTON, TX 77053-3540 MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Current Mortgagee: Mortgage Servicer: Current Beneficiary: Mortgage Servicer Address: SALE INFORMATION: Date of Sale: Time of Sale: Idaho Housing and Finance Association Idaho Housing and Finance Association Idaho Housing and Finance Association 565 W. Myrtle, Boise, ID 83702 Tuesday, the 7th day of July, 2026 / I :00PM or within three hours thereafter. Place of Sale: At the Gus George Law Enforcement Academy -Patton Hall, 1521 Eugene Heimann Circle, Richmond, Texas 77469 or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court in Fort Bend County, Texas, Or, if the preceding area(s) is/are no longer the area(s) designated by the Fort Bend County Commissioner's Court, at the area most recently designated by the Fort Bend County Commissioner's Court. WHEREAS, the above-named Grantor previously conveyed the above described property in trust to secure payment of the Note set forth in the above-described Deed of Trust; and WHEREAS, a default under the Note and Deed ofTrnst was declared; such default was reported lo not have been cured; and all sums secured by such Deed of Trust were declared to be immediately due and payable; and WHEREAS, the original Trustee and any previously appointed Substitute Trustee has been removed and Auction.com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act, have been appointed as Substitute Trustees and requested to sell the Property to satisfy the indebtedness; and WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOW, TIIBREFORE, NOTICE IS HEREBY GIVEN of the foregoing m.itters and that: I. The maturity of the Note has been accelerated and all sums secured by the Deed of Trust have been declared to be immediately due and payable. 2, Auction.com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice, The sale will begin within three hours after that time. 3. This sale shall be subject to any legal impediments to the sale of the Property and to any exceptions referenced in the Deed of Trust or appearing ofrccord to the extent the same are still in effect and shall not cover any property that has been released from the lien of the Deed of Trust 4. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a pa11icular purpose shall be conveyed at the sale, save and except the Grantor's warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be offered "AS-IS", purchasers will buy the property "at the purchaser's own risk" and "at his peril", and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the property, subject to any liens or interests of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property, Substitute Trustee(s): Auction.com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act. Substitute Trustee Address: 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 Document Prepared by: Bania! & Associates, P.C. 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 AS ATTORNEY FOR THE HEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER 9658-2440 2147050928 PG! ~ = -, 0--. (_ u, ~ r 2:::: FF"L --!.> <.D C':i .:=- sD POSTPKG START OF PAGE: 269 Certificate of Posting I am ___________ whose address is 14841 Dallas Parkway, Suite 350, Dallas, TX 75254. I declare under penalty of perjury that on ________ I filed and / or recorded this Notice of Foreclosure Sale at the office of the Fort Bend County Clerk and caused it to be posted at the location directed by the Fort Bend County Commissioners Court. By: _____________ _ Exhibit "A" LOT 19, BLOCK 7, REPLAT OF RIDGEGATE, SECTION ONE (I), A SUBDIVISION TN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT RECORDED TN VOLUME 16, PAGE 4, PLAT RECORDS OF FORT BEND COUNTY, TEXAS. Return to: Bonial & Associates, P.C., 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 9658-2440 2147050928 PG2 POSTPKG