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Foreclosure Notice*
TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3102 FILED 5/5/2026 10:16:35 AM TLS. #: 2026-22972-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PRO DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON S LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency; Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter ¢: isc gwers and dutics conferred upon the original trustee under the Deed of Trust, and further authorizes and directs th itute*Frustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 7/7/2026 Time: The earliest time the sale will begin is 10: Place: — Harris County Courthouse, Texas, at the following with (3) hours after that time. tiot#39401 Knight Rd, Houston, TX 77045, OUTH BALLROOM, LOCATED AT 9401 KNIGHT RD, HOUSTON, TX 7 i ling area is no longer the designated area, at 2. Property To Be Sold. LOT THREE (3) 11), OF EDGEWOOD TERRACE, SECTION TWO (2), AN ADDITION IN HARRIS COUNTY, T G TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME 51, PAGE 75 OF THE MAP RECO TY, TEXAS. Commonly known as: 5842 HERON D HOUSTON, TX 77033 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 11/15/2016 and recorded in the office of the County Harris County, Texas, recorded on 11/21/2016 under County Clerk’s File No RP-2016-523208, in Book -- and Pag 10 eal Property Records of Harris County, Texas. RAMON G CABRERA AND JESICA H HERRERA MACIAS, HUSBAND AND WIFE RUTH W GARNER Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for STEARNS LENDING, LLC, its successors and assigns ent Mortgagee: Freedom Mortgage Corporation lortgage Servicer: Freedom Mortgage Corporation TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3102 FILED 5/5/2026 10:16:35 AM T.S. #: 2026-22972-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D_5 or _ https:/Awww.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $117,826.00, executed by RAMON G CABRERA AND JESICA H HERRERA MACIAS, HUSBAND AND WIFE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for STEARNS LENDING, LLC, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. ertgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer debt and T any resulting foreclosure of the lien securing the Property referenced above. tise ration as Moi e icek,represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporati 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 : { Phone: (855) 690-5900 mn rotect your rij S$ as a member 0 e armed forces 0: je Unite ates. ou_ are or on active military duty, including active military duty as a member of the Texas National Guard or the National of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: $/1/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https:/\www.xome.com or Contact (800) 758-8052