Doc# 20260700018 05/14/2026 12:33 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk 24-2084 15 Notice of Substitute Trustee’s Sale Notice Concerning Military Duty: Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Tex. Prop. Code § 51.002(i) Deed of Trust Date: March 27, 2007 Original Mortgagor/Grantor: ROSE MARY GARZA Original Beneficiary /Mortgagee: MORTGAGE Current Beneficiary /Mortgagee: WILMINGTON ELECTRONIC REGISTRATION SYSTEMS, INC., SAVINGS FUND SOCIETY, FSB, NOT IN ITS AS BENEFICIARY, ACTING SOLELY AS INDIVIDUAL CAPACITY, BUT SOLELY AS NOMINEE FOR THE CIT GROUP/ CONSUMER OWNER TRUSTEE OF MFA 2021-RPLi TRUST NONE INE ES LSS SS SSS AAA A AT A Mt Property County: BEXAR Recorded in: Volume: n/a Page: n/a Instrument No: 20070098430 Mortgage Servicer: Planet Home Lending, LLC Mortgage Servicer’s Address: 321 RESEARCH PARKWAY, SUITE 303, MERIDEN, CT 06450 * The mortgage servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Secures: Note in the original principal amount of $80,789.00, executed by ROSE MARY GARZA and payable to the order of Lender. Property Address/Mailing Address: 6122 LOCKEND ST, SAN ANTONIO, TX 78238 Legal Description of Property to be Sold: LOT NUMBER TWO (2), BLOCK NUMBER ONE (1), NEW CITY BLOCK 14447, WESTGLEN VILLAGE UNIT 1, CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO THE PLAT RECORDED IN VOLUME 6200, PAGE 168, DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS. Date of Sale: July 07, 2026 | Earliest time Sale will begin: 10:00 AM Place of sale of Property: THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO, TEXAS OR AS DESIGNATED BY THE COUNTY COMMISSIONER’S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER’S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. Appointment of Substitute Trustee: Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust, the same is now wholly due. Because of that default, WILMINGTON SAVINGS FUND SOCIETY, FSB. NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE OF MFA 2021-RPLI TRUST, the owner and holder of the Note, has requested Auction.com, LLC whose address is | Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Bivd., Suite 850, Dallas, UCTCMTC TAUTOMER A Doc# 20260700018 05/14/2026 12:33 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk TX 75254, to sell the property. The Trustee(s) has/have been appointed Substitute Trustee in the place of the original trustee, in the manner authorized by the deed of trust. Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that WILMINGTON SAVINGS FUND SOCIETY. FSB, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE OF MFA 2021-RPL1 TRUST bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS,” without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Auction.com, LLC whose address is 1 Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Bivd., Suite 850, Dallas, TX 75254, Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Auction.com, LLC whose address is 1 Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, Trustee. Limitation of Damages: If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the funds paid. The purchaser shall have no further recourse against Mortgagor, the Mortgagee, or the Mortgagee’s attorney. SUBSTITUTE TRUSTEE Auction.com, LLC OR Tejas Corporate Services, LLC, Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 13010 Morris Rd., Suite 450, Alpharetta, GA 30004; PH: (470)321-7112 N FILE INFORMATIO Document Number: 2oze0700018 Date/Time: 5/14/2026 12:33: 12 Tota IN THE OFFICIAL PUBLIC RECORDS OF BEXAR ¢ LUCY ADAME — C Be BEXAR COUNTY CL Total Fees: $2.00