2625 4 0 P° f: 60 NOTICE OF FORECLOSURE SALEOUtHTY CLERK COLLIN COUNTY. TEXAS Deed of Trust: 3Y: DEPUTY Dated: March 29, 2024 Grantor: WASEFA GHAFUR Trustee: Chris Ferguson, managing attorney ofJackO' Boyle andAssociates, a professional limited liability company Lender: Closing Capital, an Arizona limited liability company Loan Servicer: Capital Fund I, LLC, an Arizona limited liability company Recorded: Instrument #2024-2024000038239, recorded on April 2, 2024, in the official Real Property ( Deed) Records of COLLIN COUNTY, Texas Secures: Promissory Note (" Note") in the original principal amount of 352,000. 00, executed by WASEFA GHAFUR (" Borrower") and payable to the order ofLender Maturity Date: March 1, 2025 Legal Description: Lot 35, Block K, ofBETHANY CREEK ESTATES PHASE A, an Addition to the City of Allen, Collin County, Texas, according to the Map thereof recorded in Volume J, Page 450, of the Map Records, Collin County, Texas.; and more commonly known as 624 Westwind Drive, Allen, TX 75002. FORECLOSURE SALE: Date: Tuesday, September 1, 2026 Time: The sale of the Property will be held between the hours of 10:00 a.m. and 1: 00 p.m. local time; the earliest time at which the Foreclosure Sale will begin is 10:00 a.m. and not later than three hours thereafter. Place: THE SOUTHWEST ENTRANCE OF THE JACK HATCHELL COLLIN COUNTY ADMINISTRATION BUILDING LOCATED AT 2300 BLOOMDALE ROAD, MCKINNEY, TEXAS 75071, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONERS COURT Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Lender' s or Loan Servicer' s bid may be by credit against the indebtedness secured by the lien ofthe Deed ofTrust. Substitute Trustee: Bennett M. Wyse, Ted Gambordella, Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, NOTICE OFFORECLOSURE SALE III IIIIII I IIIIIIII 1110111111111IIII PAGE 1 OF 3 4883386Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, and/or Robin Shelton Default has occurred in the payment ofthe Note and in the performance ofthe obligations of the Deed of Trust. Because of that default, Lender, the owner and holder of the Note, or its Loan Servicer, has requested Substitute Trustee to sell the Property. The Deed ofTrust may encumber both real and personal property. Formal notice is hereby given ofLender' s, or Loan Servicer' s election to proceed against and sell both the real property and any personal property described in the Deed ofTrust in accordance with Lender' s rights and remedies under the Deed ofTrust and section 9.604(a) ofthe Texas Business and Commerce Code. Therefore, notice is given that on and atthe Date, Time, and Place forthe Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed ofTrust, and applicable Texas law. If Lender or Loan Servicer passes the Foreclosure Sale, then notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements ofthe Deed ofTrust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters ofrecord affecting the Property, ifany, to the extent that they remain in force and effect and have not been subordinated to the Deed ofTrust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released ofpublic record from the lien and/or security interest ofthe Deed ofTrust by Lender, or Loan Servicer. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, ifany. Pursuant to section 51. 009 ofthe Texas Property Code, the Property will be sold " AS IS," without any expressed orimplied warranties, except as to the warranties( ifany) provided for under the Deed ofTrust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition ofthe Property. Pursuant to section 51.0075(a) ofthe Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED HEREIN TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY, SUBSTITUTE TRUSTEE, OR OTHER AUTHORIZED AGENT OF THE MORTGAGEE OR LOAN SERVICER. NOTICE OF FORECLOSURE SALE PAGE 2 OF 3SUBSTITUTE TRUSTEE: By: Ted Gambordella, Substitute Trustee 5910N Central Expy, Suite 920 Dallas, Texas 75206 Tel. (214) 473- 5551 Fax. ( 214) 540-9333 Tgambordella@prattaycock.com NOTICE OFFORECLOSURE SALE PAGE 3 OF 3