FILED FOR RECORD 26-02597 668 PAYTON WAY, FATE, TX 75087 2026 AUG 27 ANI: 5] NOTICE OF FORECLOSURE SALE AND 4 . APPOINTMENT OF SUBSTITUTE TRUSTEE = poci, t Property: The Property to be sold is described as follows: : Being Lot 11, Block N of Woodcreek Phase 3-C, an addition to the City of Fate, Rockwall County, Texas, according to the plat thereof recorded in Cabinet F, Slide 339, Plat Records , Rockwall County, Texas. Security Instrument: Deed of Trust dated May 22, 2012 and recorded on May 24, 2012 at Instrument Number 2012-467941 in the real property records of ROCKWALL County, Texas, which contains a power of sale. Sale Information: sets, pay Aare or not later than three hours thereafter, at the area immediately outside on the front steps of the Rockwall County Courthouse located at , Texas, or as designated by the County ‘commissioners Court. Terms of Sale: Public auction to highest bidder for cash. In accordance with Texas Property Code section 51.009, the Property will be sold as is, without any expressed or implied warranties, except as to warranties of title, and will be acquired by the purchaser at its own risk. In accordance with Texas Property Code section 51,0075, the substitute trustee reserves the right to set additional, reasonable conditions for conducting the sale and will announce the conditions before bidding is opened for the first sale of the day held by the substitute trustee. Obligation Secured: The Deed of Trust executed by TRENT F STEPHENS secures the repayment of a Note dated May 22, 2012 in the amount of $211,038.00. PENNYMAC LOAN SERVICES, LLC, whose address is c/o PennyMac Loan Services, LLC, P.O. Box 30597, Los Angeles, CA 90030, is the current mortgagee of the Deed of Trust and Note and PennyMac Loan Services, LLC is the current mortgage servicer for the mortgagee. Pursuant to a servicing agreement and Texas Property Code section 51.0025, the mortgagee authorizes the mortgage servicer to administer the foreclosure on its behalf. Substitute Trustee: In accordance with Texas Property Code section 51,0076 and the Security Instrument referenced above, mortgagee and mortgage servicer’s attorney appoint the substitute trustees listed below. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY, 4885306  /s/ Justin Ritchie Justin Ritchie, Attorney at Law Texas Bar No. 24145898 De Cubas & Lewis, P.C. 3313 W Commercial Blvd, Suite F-150, Fort Lauderdale, FL 33309 Phone: (954) 453-0365 Fax: (469) 518-4972 Donna. Ahdemnan Substitute Trustee(s): Ramiro Cuevas, Patrick Zwiers, Shawn Schiller, Darla Boettcher, Lisa Bruno, Angic Uselton, Conrad Wallace, Tonya Washington, Misty MeMiilan, Tionna Hadnot, Auction.com LLC, Terry Waters||Jeff Benton, Brandy Bacon, Jack Beckman, Brenda Wiggs, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Michelle Schwartz, Jamie Dworsky, Angela Brown, Leslie Shuler, Bonny Mounger, Robin Shelton, Agency Sales and Posting LLC c/o De Cubas & Lewis, P.C. 3313 W Commercial Blvd, Suite F-150, Fort Lauderdale, FL 33309 Certificate of Posting Donna Stockman I, , declare under penalty of perjury that on the 27th day of August . 2026 , I filed and posted this Notice of Foreclosure Sale in accordance with the requirements of ROCKWALL County, Texas and Texas Property Code sections 51.002(b)(1) and 51.002(b)(2).