2026 - 2026000515 08/27/2026 10:05 AM Page 1 of 4 RECEIVED AUG 27 2026 TS No,: 2026-01146-TX KARA SANDS 24-000590-673 wiles 1 leas Notice of [Substitute] Trustee Sale Assert and protect your rights as a member of the armed forces of the United States. If vou are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time and Place of Sale. Date: 10/06/2026 Time: _ The sale will begin at 10:00 AM or not Jater than three hours after that tinte Place: ¢ “Nueces County, Texas at the following location: "COURTHOUSE DOOR" IS DESIGNATED AS THE SOUTH ENTRANCE OF THE NUECES COUNTY COURTHOUSE FACING LIPAN STREET OR AS DESIGNATED BY THE: COUNTY COMMISSIONER'S OFFICE PURSUANT TO SECTION 51.002 OF THE TEXAS: PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE/OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 6738 WOOD IRON DRIVE, CORPUS CHRISTI, TX 78413 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Any conveyance of the property is subject to all matters of record affecting the property. 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust.or Contract Lien dated 11/30/2006 and recorded) 12/05/2006 in Document 2006062123 , real property records of Nuecés County, Texas, with ANNETTE GARZA, JOINED HEREIN PRO FORMA BY HER HUSBAND, CHRISTOPHER CRUZ srantor(s) and RESMAE MORTGAGE CORPORATIONbas Lender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. 4. Appointment of Substitute Trustee: In accordance with Texas Property Code Sec. 51.0076, the undersigned authorized agent for the mortgage’servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by ANNETTE GARZA, JOINED HEREIN PRO FORMA BY HER HUSBAND, CHRISTOPHER CRUZ, securing the payment of the indebtedness in the original principal amount of $114,240.00, and obligations therein described including but not limited to the promissory note; and all modifications, renewals and extensions of the promissory note. HSBC Bank USA, National Association, as Trastee for Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2007-3 is the current mortgagee of the note and deed of trust or contract lien. Version 1.1 TX NOS 0217 Page 1 of 3 2026 - 2026000515 08/27/2026 10:05 AM Page 2 of 4 “ TS No.: 2026-01146-TX 24-000590-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the payment of indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: LOT EIGHTEEN (18), BLOCK THREE (3), COUNTRY CLUB ESTATES UNIT 31, AN ADDITION TO THE CITY OF CORPUS CHRISTI, NUECES COUNTY, TEXAS, ACCORDING TO. THE MAP OR PLAT RECORDED IN VOLUME 43, PAGES 86-87; MAP RECORDS OF NUECES:COUNTY, TEXAS. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofa servicing agreement with the Mortgagee. Pursuant to the Servicing Agreemént and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. Onity Mortgage Corporation f/k/a PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagee, whose address is: C/O Onity Mortgage Corporation f/k/a PB Mortgage Corporation PO BOX 24605 West Palm Beach, FL. 33416-4605 Phone: 877-744-2506 Version 1.1 TX NOS 0217 Pago 2 of 3 2026 - 2026000515 08/27/2026 10:05 AM Page 3 of 4 TS No.:\2026-01146-TX 24-000590-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: August 24, 2026 114 Mesa Park Drive, Suite 100 E! Paso, TX 79912 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.mwzmlaw.com/tx-investors POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION-OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate of Posting Lami Sandra Mendoza whose address is c/o AVT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. I declare under penalty of perjury that on . : I filed this Notice of Foreclosure Sale at the office of the Nueces County Clerk and caused it to be posted at the location directed by the Nueces County Commissioners Court! Version 1.1 TX NOS 0217 Page 3 of 3 2026 - 2026000515 08/27/2026 10:05 AM Page 4 of 4 Nueces County Kara Sands Nueces, County Clerk *"VG-38-2026-2026000515* Instrument Number: 2026000515 Foreclosure Posting FORECLOSURE NOTICE Recorded On: August 27, 2026 10:05 AM Number of Pages: 4 "Examined and Charged as Follows: " Total Recording: $7.00 STATE OF TEXAS Nueces County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Nueces County, Texas Kara Sands Nueces County Clerk Aono S 4 Q, ) Nueces County, TX wanaueeeee® THIS PAGE IS PART OF THE INSTRUMENT *********** Any provision herein which restricts the\Sale, Rental or use of the described. REAL PROPERTY because of color or raceis’invalid and unenforceable under federal law. File Information: Record and Return To: Document Number: 2026000515 PIONEER LAND SERVICES Receipt Number: 2026082700004 1 Recorded Date/Time: August 27, 2026 10:05 AM User: Vanessa D Station: CLERK03