2026 - 202600002636 09/24/2026 11:55 AM Page 1 of 8 NOTICE OF TRUSTEE’S SALE DEED OF TRUST INFORMATION: Ewell Gilliam and Barbara Gilliam Financial Freedom Senior Funding Corporation, a subsidiary of Indy Mac Bank, F.S.B. Recording Instrument #: 200600228659 in Dallas Original Trustee Robert K. Fowler, Information County, Texas Brown, Fowler & Alsup Property Address 726 Brighton Lane, Garland, TX 75043 Property County | Dallas Ss MORTGAGE SERVICER INFORMATION: C\ Deed of Trust Date Original Principal June 16, 2006 $198,750.00 Original Mortgagee Current Onity Loan Acquisition Trust 2026-HBI Mortgage Servicer | Onity Mortgage \ Mortgagee Corporation*fk/a P Mortgagé CoPporatian Onity Loan Acquisition Trust 2026-HB1 Mortgage Servicer Cw gad Beneficiary Address 106 st F BEACH 469 SALE INFORMATION: fC) NO a s Date ofSale [11/03/2026 OO 10:00 AM orno later than 3 hoursthereafter ff f 9 7\S—~—“—SCSCS Place of Sale The outside area on the north side of the George Street below the overhang in Dallas County, Texas designated area, at the area most recentl&/ desi Court. Shelley Ortolani, Michele Hreha, Mg Building facing Commerce -ceding area is no longer the he“Dallas County Commissioner’s Substitute Trustees Caro] Dunmon, P ancksgo, Francesca Ortolani, o.com, SeAm Taherzadeh, or Michael Linke, any to act J UA Substitute Trustees’ | 15851 N. Dallas Parkway, Sulte4W, Adidisoht'1 Address —. OD PROPERTY INFORMATION: Ay 4 4 TA > a, MER-ADDITION NO. 8, AN ADDITION TO THE CITY OF PLAT OR MAP RECORDED IN VOLUME 78158, PAGE » TEXAS. dof Trust and all sums secured by the Deed of Trust were declared immediately as, or caused another to, removed the Original Trustee and appointed Substitute due and payable. T; 6 oytgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this 8 ed! as a public auction to the highest bidder for cash, subject to the provisions of the Deed of permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt securedNgy the Deeg of Trust at the time of sale. be"made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. ———————eEEe——ee———————e————————e———————————————————_ Taherzadeh, PLLC Notice of Trustee’s Sale- 281-01348 Page | 2026 - 202600002636 09/24/2026 11:55 AM Page 2 of 8 NOTICE OF TRUSTEE’S SALE Pursuant to the Texas Property Code, the property will be sold in “‘as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will buy the property “at the purchaser’s own risk” and “at his/her peril”, and no representation is made concerning the quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property. Pursuant to the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for conducting the Sale. Any such further conditions shall be announced before bidding is opened for the first Sale of the day held by the Trustee or any Substitute Trustee. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In the Trustee, or any subsequently appointed Trustee, need not appear at the date, time, and place of a schedyl to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled si will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property"Gade. reposting or refiling may be after the date originally scheduled for this sale. at case, eW sale Interested parties are encouraged to consult counsel of their choice prior to participating in the'sg The U.S. Financial Crimes Enforcement Network (FinCEN) has implemented a new Xhti (the "Rule"), found at 89 FR 70258 and 3! CFR 1031.320. The Rule applies to.certaid n estate sale transactions (including nonjudicial foreclosures) where the transf€ a Ie formation regarding the Rule can be found at: https://www.fincen.gov/tre You are encouraged to consult with your own independent legalegunsel if }a ejuestions about how the Rule affects your transactions. If the property being purchased is residential real property and the conditional and contingent upon the Purchaser, WITHIN & CLOSURE SALE (“Deadline”) providing the rea infd was handling the foreclosure on behalf of the mortgag required to produce can be found at: https://bsaefiling-sandbox.fincen.gov/forms/RE Kp d ¢ SOLE RIGHT to use its reasonable discretion to deter- Purchaser hereby agrees that the RepgrtiweRerson‘ha mine if the Purchaser has complied Wea of sale regarding the Rule. THE PURCHASER HEREBY GRRE A’ yE PURCHASER IS SOLELY RESPONSIBLE FOR ANY PEN- ALTIES ASSESSED AND/ORSINGURRED\FOR INCOMPLETE AND/OR INACCURATE INFORMATION PROVIDED BY PURCHASER. aW THE PURCHASER HEREBY-AGRY OQ INDEMNIFY THE REPORTING PERSON FOR ANY PENALTIES CHARGED DUE TO THE INACEURACY OF THE REQUIRED INFORMATION OF THE PURCHASER UN. DER THE RULE. a, Time is of ae ure compliance with the Rule. IF THE REQUIRED INFORMATION IS NOT FULLY A PROVIDED BY THE PURCHASER TO THE REPORTING PERSON, BY THE DEADLINE, LHE FORECLOSURE SALE WILL BE RESCINDED PURSUANT TO TEXAS PROP- ER SEG NV 51.016. You are advised to contact the law firm that handled the foreclosure as soon as determine the best way to provide the necessary forms and information needed to comply with If you are ullsure if you can comply with the conditions of sale, including but not limited to the timelines as provided therein, then DO NOT BID. If the sale must be rescinded pursuant to the conditions stated herein, Purchaser hereby agrees that the SOLE and ABSOLUTE remedy for the Purchaser due to the rescission of the foreclosure sale because of the Rule will be the return of the consideration/purchase price paid, MINUS THE REASONABLE AND NECESSARY FEES AND COSTS INCURRED BY THE LAW FIRM FOR RE- SCINDING THE SALE AND RE-FORECLOSURE OF THE PROPERTY. ———————————— Taherzadeh, PLLC Notice of Trustee’s Sale- 281-01348 Page 2 2026 - 202600002636 09/24/2026 11:55 AM Page 3 of 8 NOTICE OF TRUSTEE’S SALE Assert and protect your rights as a member of the armed forces of the United States. If you or your spouse is serving on active military duty, includin active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. THIS INSTRUMENT _ APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR_ AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Dated September 23, 2026. /s/ Michael Linke Michael Linke TAHERZADEH, PL 15851 N. Dalle Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Taherzadeh, PLLC Notice of Trustee’s Sale- 281-01348 Page 3 2026 - 202600002636 09/24/2026 11:55 AM Page 4 of 8 CAUSE NUMBER DC-26-10346 IN RE: ORDER FOR FORECLOSURE CONCERNING IN THE DISTRICT COURT 726 BRIGHTON LANE GARLAND, TX 75043 UNDER TEX. R. CIV. PROC. 736 diff DALLAS COUNTY, fEXAS SS 14T DICIAL DISTRICT Petitioner: ONITY LOAN ACQUISITION TRUST 2026- HBI, Respondent(s): BARBARA GILLIAM AND EWELL GILLIAM, DECEASED. LP OA A UP CO WO LO WT LO) LN 1 LO. LO) 1 LO) LD? Foreclosure of a Lien Under @) fof Article XVI, Section 50(k)(6) (“Application”). e Having considered the evi nted>the Court finds that: 5) Petitioner has established the basis for foreclosure and finds that: (a) Petitioner is the holder of a Texas Home Equity Conversion Note secured by a lien created under Texas Constitution Article XVI, Section 50(k). A debt exists. DEFAULT ORDER 281-01348 2026 - 202600002636 09/24/2026 11:55 AM Page 5 of 8 (b) The obligation secured by the lien sought to be foreclosed is in default. (c) The requisite notice to cure the default has been mailed to each person as required under applicable law and the loan agreement, contract, or lien sought to be foreclosed and the opportunity to cure has expired. Before the Applicatiop’was filed, any other action required under applicable Iaw and the loan contract, or lien sought to be foreclosed was performed. IT IS THEREFORE ORDERED that: 1, Onity Loan Acquisition Trust 2026-HB1, together w, Succes and assigns, is a hereby authorized to serve Notice of Sale on each Resp t ay proceed with a foreclosure sale in accordance with the security agreement and Texas Property Code Section 51,002 concerning the property with a commonly kno Garland, TX 75043 and legal description 7, County, Texas as follows: > W é RS MONTCLAIR ADDITION NO. 8, AN . iN GARLAND, TEXAS, ACCORDING TO THE e Real Property Records of Dallas 726 Brighton Lane Garland, TX 75043 Ewell Gilliam, Deceased 726 Brighton Lane Garland, TX 75043 DEFAULT ORDER 281-01348 2026 - 202600002636 09/24/2026 11:55 AM Page 6 of 8 3. The recording or indexing information of each lien to be foreclosed is as follows: Instrument #: 200600228659 in the Real Property Records of Dallas County, Texas. 4, A conformed copy of an Order Allowing Foreclosure must be attached to the T: e or Substitute Trustee’s Foreclosure Deed in accordance with TRCP 736.12. 5. Petitioner may communicate with each Respondent and all third oO. sonably necessary to conduct a foreclosure sale. ©) Signed, this Al day of fine bo DEFAULT ORDER 281-01348 2026 - 202600002636 09/24/2026 11:55 AM Page 7 of 8 Approved as to form by: By: /s/ Scott H. Crist Q Selim H. Taherzadeh Texas Bar No. 24046944 st@taherzlaw.com Q Jeremiah B, Hayes Texas Bar No. 24048532 jh@taherzlaw.com [XI Scott H. Crist Texas Bar No. 24057814 sc@taherzlaw.com ©) 15851 N Dallas Parkway, Ste 410 Addison, TX 75001 Telephone: (469) 729-6800 Facsimile: (469) 828-2772 ATTORNEYS FOR PETITIONER &S S DEFAULT ORDER 281-01348 2026 - 202600002636 09/24/2026 11:55 AM Page & of 8 TH Sa Instrument Number: 202600002636 Foreclosure Posting Recorded On: September 24, 2026 11:55 AM Number of Pagess3 Total Recording: $2.00 lelilelaiaies lila t RAGE IS PART OF THE INSTRUMENT **####*##+* Any provision herain \ restricts the Sale, Rental or use of the described REAL PROPERTY beca oPeetorr race is invalid and unenforceable under federal law. File information: Record and Return To: Shelley Ortolani 14800 Landmark Blvd Ste 850 Document Numbets Receipt Nufgbéer, Recorded Date User: Thelma B GARLAND TX 75254 Station: Cc133 STATE OF TEXAS Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk en Dallas County, TX