737 Slocum Way, Princeton, TX 75407 26-008853 NOTICE OF[ SUBSTITUTE] TRUSTEE' S SALE Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are or your spouse is serving on active military duty, including active militaryduty as a member ofthe Texas National Guard or the National Guard ofanother state or as a member ofa reserve component ofthe armed forces of the United States, please send written notice ofthe active duty military service to the sender ofthis notice immediately. 1. Date, Time, and Place ofSale. Date: 09/01/2026 Time: Between 10:00 AM- 1: 00 PM and beginning not earlier than 10:00 AM and ending not later than three hours thereafter. Place: The area designated by the Commissioners Court ofCollin County, pursuant to§ 51. 002 ofthe Texas Property Code as amended: ifno area is designated by the Commissioners' Court, the sale will be conducted in the area immediately adjacent( next) to the location where this Notice ofTrustee' s Sale was posted. 2. Terms ofSale. Highest bidder for cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed isthe DeedofTrustorContract Lien dated November 20, 2020 and recorded in the real property records ofCollin County, TX and is recorded under Clerk' s Instrument No. 20201125002110210 with Richard A. Tibbie and Luz B. Tibbie( grantor(s)) and Mortgage Electronic Registration Systems, Inc., solely as a nominee for Loandepot. Com, LLC., its successors and assigns mortgagee to which reference is herein made for all purposes. 4. Obligations Secured. Deed ofTrust or Contract Lien executed by Richard A. Tibbie and Luz B. Tibbie, securing the payment ofthe indebtedness in the original amount of$176,891.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions ofthe promissory note. Loandepot.com, LLC is the current mortgagee ofthenote and DeedofTrust orContract Lien. 5. Property to be Sold. LOT 14, BLOCK G, IN BRIDGEWATER PHASE 1B, A SUBDIVISION LOCATED IN COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER COUNTY CLERK'S FILE NO. 2020-198 OFTHE PLAT RECORDS OFCOLLIN COUNTY, TEXAS. r-n C7 CD rrr;1' k a6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofa servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.002, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure ofthe lien securing the Property referenced above. LoanDepot. com, LLC, as Mortgage Servicer, is representing the current Mortgagee whose address is: Loandepot. com, LLC 26642 Town Centre Drive Foothill Ranch, CA 92610 7. Substitute Trustee(s) Appointed to Conduct Sale. In accordancewith Texas Property Code §51.0076, the undersigned attorney for the mortgage servicer has named and appointed, and by these presents does name and appoint Kirk Schwartz Esq., or Carson Emmons, Esq., or Lori Long,Esq., orJonathan Sawyer, Esq., ORAgency Sales and Posting LLC, whose address is 7500 Dallas Pkwy# 200, Plano, TX 75024 OR AUCTION. COM LLC, or Xome Inc., Tejas Corporate Services, LLC, NFPDS- TX LLC, or Abstracts/Trustees ofTexas, LLC, orTejas Corporate Services, LLC, as Substitute Trustee to act under and by virtue ofsaid Deed ofTrust. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Please be advised thatthe trusteewill require anyentity ortrustbidder atthistrustee's sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money LaunderingRegulations forResidential Real Estate Transfers,effective fortransfers to covered transferees closing on or afterMarch 1, 2026. This requirementapplies where the purchaseris a legal entity( including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided to the trustee prior to issuance ofthe trustee's deed upon sale. No trustee's deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at: hops://www.fincen.gov/ire and https://www.fincen.gov/rre-fags aq , 20 June 23, 2026 1pcLQ Executed on Execu a on ii" fltQJLv}.. s/ Lori Liane Long 1 James E. Albertelli, P.A. SUBSTIT TE TRUSS E Kirk Schwartz, Esq. Agency Sales and Po ti LLC, or AUCTION. COM Carson Emmons, Esq. LLC, or Tejas Corporate Services, LLC Lori Liane Long, Esq. 7500 Dallas Pkwy# 200 Jonathan Sawyer, Esq. Plano, TX 75024 6565 N. MacArthur, Suite 470 Irving, TX 75039CERTIFICATE OF POSTING My name is and my address is 7500 Dallas Pkwy# 200, Plano, TX 75024. I declare underpenalty ofperjury that on I filed at the office ofthe Collin County Clerk and caused to beposted atthe Collin County courthouse this notice ofsale. Declarants Name: Date: