NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON. YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER' S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: September 30, 2026 NOTE: Note described asfollows: r c,n o d.„ Date: July 22, 2025 1\ 4 Maker: Janet Gonzalez Original Principal Amount $ 509,000.00 m 3 r, rn rn o tV DEED OF TRUST: Deed ofTrust described as follows: Date: July 22, 2025 Grantor: Janet Gonzalez, a single woman Trustee: Allan B. Polunsky Beneficiary: NewRez LLC d/b/a Shellpoint Mortgage Servicing, its successors and assigns successor to original lender Recorded: INSTRUMENT NO. 2025000092622 WHICH WAS RECORDED IN THE OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY, TEXAS. CURRENT MORTGAGEE: NewRez LLC d/b/a Shellpoint Mortgage Servicing, its successors and assigns BORROWERS: Janet Gonzalez PROPERTY: The property described asfollows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY,ASDESCRIBED IN THEDEED OF TRUSTAND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL Page 1 of 5PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any andall appurtenances and rightsthereto, SAVEAND EXCEPTANYANDALL LOTS OR PORTIONS THEREOF THATHAVE BEENRELEASED OFRECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, JeffBenton, Leslie Shuler, Bonny Mounger, Robin Shelton, Bonnie Mounger, David Garvin, Auction. com, LLC Substitute' Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, Eighth Floor Dallas, Texas 75219 DATE AND TLME OFSUBSTITUTE TRUSTEE'S SALE OFPROPERTY: December 1, 2026, the first Tuesday of the month, to commence at10:00 AM, or within three( 3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: In COLLIN County, Texas, LOCATED THE SOUTHWEST ENTRANCE OF THE JACK HATCHELL COLLIN COUNTY ADMINISTRATION BUILDING LOCATED AT 2300 BLOOMDALE ROAD, MCKINNEY, TEXAS 75071, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONERS COURT. RECITALS Lender, the owner and holder ofthe Note and the Deed ofTrust lien under Texas Property Code Section 51.002, has requested that Substitute Trustee sell the Property according to the terms of the Deed ofTrust and applicable law due to a default in thepayment ofthe Note and/or in the performance ofthe obligations under the Deed ofTrust that secures the Note. Formal notice is now given of Lender's election to proceed against and sell the real property described in the Deed ofTrust, consistent with the Lender's rights and remedies under the Deed ofTrust and applicable law. Therefore, notice is giventhaton the DateandTimeofSubstituteTrustee's Sale ofProperty and at the Place of Substitute Trustee's Sale of Property, I, as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed ofTrust and applicable law. The sale and conveyance of the Property will be subject to all matters of record applicable to the Property that are superior to the Deed ofTrust and to any permitted exceptions to title described Page 2 of5in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties oftitle required by the Deed of Trust. The Property will he sold AS IS, WHERE IS, AND WITH ALL FAULTS. ASSERTAND PROTECT YOURRIGHTS AS AMEMBEROFTHEARMEDFORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARYDUTY,INCLUDINGACTIVEMILITARYDUTYASA.MEMBEROFTHE TEXAS NATIONAL GUARD ORTHENATIONAL GUARD OFANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE- DUTY MILITARY SERVICE TO PETITIONER OR PETITIONER' S ATTORNEY IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed ofTrust described as follows: Date: July 22, 2025 Grantor: Janet Gonzalez, a single. woman Trustee: Allan B. Polunsky NewRez LLC d/b/a Shellpoint Mortgage Servicing, its successors and Beneficiary: assigns successorto original lender INSTRUMENT NO. 2025000092622 WHICH WAS RECORDED IN Recorded: THE OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY,TEXAS. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A,ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVEAND EXCEPTANYANDALL LOTS OR PORTIONS THEREOF THATHAVE BEENRELEASED OFRECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, Bonnie Mounger, David Garvin, Auction. com, LLC Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 Page 3 of5Each Substitute Trustee is appointed effective as of September 30, 2026, pursuant to 51. 0075 to succeed to all title, powers, and duties of the original or Texas Property Code § successor trustees under the Deed ofTrust. Appointment ofSubstitute Trustees: By: Name: J. Garth Fennegan, Attorney NewRez LLC THE STATE OF TEXAS COUNTY OF DALLAS BEFORE ME, the undersigned authority, on this day appeared J. Garth Fennegan, and after being by me duly sworn, stated that they executed the foregoing instrument for the purposes and consideration therein expressed. Y3 2026. GIVEN UNDER MY HAND AND SEAL OF OFFICE on3fQs - Not` ubli , State of Texas a*^ o r , , NYJER REESE Notary Public. State of Texas Comm. Expires 01-21. 2029 Notary ID 12261571 Notice of Sale executed• by: Name: Donna Stockman Substitute Trustee Page 4 of 5EXHIBIT A LOT 12, BLOCK A, PRESTON MEADOW NORTH, PHASE THREE, AN ADDITION TO THE CITYOFPLANO,COLLINCOUNTY,TEXAS,ACCORDING TOTHEAMENDEDFINALPLAT THEREOF RECORDED INVOLUME J, PAGE 489, MAP RECORDS, COLLIN COUNTY, TEXAS Page 5 of5