TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5514 41 AM FILED 7/30/2026 9:49 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on December 5, 2009, a certain Adjustable Rate Home Equity Conversio: ed of Trust (“Reverse Mortgage”) was executed by JAMES ALLEN GURDLEY AND STELL. mortgagor in favor of GENERATION MORTGAGE COMPANY, as mortgagee and FOWLER, as trustee, and was recorded on January 29, 2010 under Clerk’s Ins 20100036863 in the real property records of Harris County, Texas. WHEREAS, the Reverse Mortgage was insured by the United States Secretar: Development (the “Secretary”) pursuant to the National Housing Act for the’ family housing; and WHEREAS, the beneficial interest in the Reverse Mortgage is now ow, y, pursuant to an assignment dated April 17, 2018, and recorded on April 18, 2018, RP-2018-164595 in the real property records of Harris County, Texas: WHEREAS, a default has been made in the covenants and conditions o: Mortgagors are now deceased; and WHEREAS, by virtue of the default, the Secretary has declared the entire amount of the indebtedness / secured by the Reverse Mortgage to be immediately due and payable; Now THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, sub) B, and by the,Secretary’s designation of me as Foreclosure Commissioner, recorded on October 15, LOT TWENTY 20) IN BLOCK T SECTION TWO (2), AN ADDITI HARRIS COUNTY TEXAS, ACCORDING TO THE MAP OF RECORDED IN VOLUME 25, PAGE 69 OF THE MAP lowing location: AT THE MAGNOLIA SOUTH R LOCATED AT 9401 KNIGHT ROAD, IN CLERK’S FILE NO, RP-2023-304925, or if the There will be no proratio} of tax r other income or liabilities, except that the purchaser will pay, at or before closing, hi ny rea] estate taxes that have been paid by the Secretary to the bidders except the Secretary must submit a deposit totaling $15,459.65 in the form of a certified ashier’s check made out to the Secretary of HUD. A deposit need not accompany successful bid is oral, a deposit of $15,459.65 must be presented before the biddin, The deposit is nonrefundable. The remainder of the purchase price must be ys of the sale or at such other time as the Secretary may determine for good cause f the essence. This amount, like the bid deposits, must be delivered in the form of a eck. If the Secretary is the highest bidder, he need not pay the bid amount in cash. ‘grant an extension of time within which to deliver the remainder of the payment. All 1 iS be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder prior to the expiration of any extension period, the unused portion of the extension fee ed toward the amount due. 24-000029-430-1 ao  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5514 41 AM FILED 7/30/2026 9:49 & OS Ss If the high bidder is unable to close the sale within the required period, or within any extension of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD fe any costs incurred as a result of such failure. The Commissioner may, at the direction of the HU! representative, offer the property to the second highest bidder for an amount equal to the highes| offered by that bidder. There-is no right of redemption, or right of possession based upon a right of redemption, or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the For, Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase accordance with the terms of the sale as provided herein. HUD does not guarantee that be vacant. ice in @ property The scheduled foreclosure sale shall be cancelled or adjourned if it is establis| Written. application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based i service of this notice of default and foreclosure sale, or all amounts due under t ‘cement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s cl Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be paid in full prior the scheduled sale is $154,596.53, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and forthe Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for tit! jen record hes, the necessary out-of- pocket costs incurred by the Foreclosure Commissioner for ents, a commission for the Foreclosure Commissioner, and all other costs inc reinstatement. Tender of payment by certified or cashier’s check shall be submitted to the address of the Fo Date: July 29, 2026 L. Keller Mackie Foreclosure Commissioner Mackie Wolf Zientz & Mann, Parkway Office Center, Suite; 14160 Dallas Parkway “ Dallas, TX 75254 (214) 635-2650 (214) 635-2686 Fax, 24-000029-430-1