TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2982 FILED 4/28/2026 10:41:47 AM - THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE M T.S. #: 2026-23479-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NG D TO SELL THE PROPERTY OF SALE. THE PERSON SIGNING EE OR MORTGAGE SERVICER. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN TH orney-in-fact for the Mortgagee or Mortgage Servicer, and appoints in their stead: Nestor Solutions, LLC, Agency Sales and Posting LLC, The undersigned, in accordance with Texas Property Code §51.0076, as hereby removes the original trustee and any and. all successor substitut LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or em, c/o Nestor Solutions, LLC, 214 5" Street, Suite 205, Huntington Beach, California 92648, as Substitute Ti hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and er authorizes‘and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. mo I. Date, Time, and Place of Sale. Date: 11712026 Time: The earliest time the sale will begin Place: Harris County Courthouse, Texas, “THE BAYOU CITY EVENT CEN KNIGHT RD, HOUSTON, TX 7, the area most recently designate r within three (3) hours after that time. cation: 9401 Knight Rd, Houston, TX 77045, , MAGNOEIA SOUTH BALLROOM, LOCATED AT 9401 receding area is no longer the designated area, at commissioners Court. IX (6), BERKLEY PLACE, SECTION TWO (2), AN TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME » TEXAS. . . 2. Property To Be Sold. LOT FIFTEEN (15 ADDITION IN HARRIS COUNTY, TEXAS ACCO! 17, PAGE 53 OF THE MAP RECORDS OF Commonly known as: 7507 JAPONICA 3. Instrument to be Foreclosed. The ins’ e foreclosed is the Deed of Trust dated 5/8/2002 and recorded in the office of the County Clerk of Harris County, on 5/15/2002 under County Clerk’s File No V801095, in Book -- and Page -- in the Real Property Records arris County, Texas. : . Grantor(s): Luis Angel Chaboya, and Wife, SanJuanita Chaboya - Original Trustee: ~V, Browning Williams, IIT Original Mortgagee: SUMMIT MORTGAGE CORPORATION Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: m Mortgage Corporation o a  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2982 FILED 4/28/2026 10:41:47 AM T.S. #: 2026-23479-TX . \ . ot 4 Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the , - ‘Deed of Trust permitting the Mortgagee-thereunder to, have the bid credited to the note up to the amountvofithe unpaid debt secured by the Deed of Trust at the time of sale, Pursuant to §51.009 of the Texas Property Code, the property will-besold im “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. \ 5. . Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation arid/or certification as.mandated by applicable federal law, . and entity and trust purchasers should be prepared to. provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and ceitifications can be found at’ https://www.fincen gov/rre-faqs#D_ 5+ or — https://Awww. federalregister.. Bov/documents/2024/08/29/2024-19198/anti- money- Jaundering-regulations-for-residential-real- estate-transfers. . 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”, including, but not limited to: (1) the promissory note in the original principal amount of $69,426.00, executed by Luis. Angel Chaboya, .and Wife, SanJuanita Chaboya, and payable to the order of SUMMIT "| MORTGAGE CORPORATION; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has oceurred i in the.pa Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Cod is authorized to collect the debt and administer any resulting foreclosuré of the lien securin Freedom Mortgage ‘Corporation as Mortgage Servicer, repres e cUfrent mortgagee, whose address is’, Soa c/o Freedom Mortgage Corpération oO ~ 11988 EXIT 5 PKWY BLDG 4 : : . _ FISHERS IN 46037-7939 Phone; (855) 690 on. active imilitaryluty, inckading active military duty as a member of the Texas National Guard or the National Guard - as a méimber of a reserve component of the armed forces of the United States. please send written \ NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION “ . By: _> Dated: 4/24/2026 ' . Christopher K. Baxter . oo . . - Senior Vice President Texas Bar No.-90001/747 214 Sth Street, Suite 205 1 . : . ‘ Huntington Beach, California 92648 ' . : o Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800).758-8052 gr : ‘