Doc-118789 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-1 18789" Document No: 118789 Billable Pages: 1 Recorded On: September 24, 2026 08:16 AM Number of Pages: 2 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 File Information: Document No: 118789 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. Record and Return To: South Texas Court Services Receipt No: 20260924000019 14345 N. Los Ebanos Rd Recorded On: September 24, 2026 08:16 AM original returned to customer Deputy Clerk: Imelda Leal Mission TX 78573 Station: CC-ED-KF1005 tiny, STATE OF TEXAS SO aa, = COUNTY OF HIDALGO Sy .° ~ = i 4 3 | hereby certify that this Instrument was FILED in the File Number sequence on the date/time = : } x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. $3}, ies Gon. wes Arturo Guajardo Jr. Gy OF Hone w County Clerk Ha l=. a “Aww v Hidalgo County, Texas Doc-118789 Deed of Trust Date: Grantor(s)/Mortgagor(s): 9/16/2025 TRISTAN JAVIER OLIVAREZ JOINED HEREIN PRO FORMA BY MY SPOUSE KARISSA ALFARRO Current Beneficiary/Mortgagee: Planet Home Lending, LLC Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR SYNERGY ONE LENDING, INC., ITS SUCCESSORS AND ASSIGNS Recorded in: Volume: N/A Page: N/A Instrument No: 3683771 Mortgage Servicer: Planet Home Lending, LLC is representing the Current Beneficiary/Mortgagee under a servicing agreement with the Current Beneficiary/Mortgagee. Piace of Sale of Property: Hidalgo County Administrative Building, 2802 S. Business Hwy 281, Edinburg, Texas, 78539 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Property County: HIDALGO Mortgage Servicer’s Address: 321 Research Parkway, Meriden, CT 45342 Legal Description: LOT(S): 4, OF COLLIER PARK, CITY OF EDINBURG, COUNTY OF HIDALGO, TEXAS, ACCORDING TO THE RECORDED PLAT THEREOF, AS RECORDED IN VOLUME 24, PAGE 30-B HIDALGO COUNTY RECORDS. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attomey for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Connie Cobb or Clyde Cobb or Constance Lewis or Montgomery Medley or Julie Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise alt powers and duties set aside to the said original Trustee under there said Deed of Trust, and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein ce : The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time & stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaset’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. TRIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(I): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 9/22/2026 Dated. 09/24/2026 TES ‘Thuy Frazier, Atomey N McCarthy & Holthus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West ISth Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for Planet Home Lending, LLC bttps://sales. mecarthvholthus.com/ Qa le MH File Number: TX-26-133030-POS Loan Type: FHA