NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of TrustDate: Grantor( s)/ Mortgagor( s): 8/6/2025 SHEREEF KAMEL AN UNMARRIED MAN Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: - MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Wilmington SavingsFundSociety, FSB, notinits individual MERS") SOLELY AS ANOMINEE FOR GOLD STAR MORTGAGE capacity but solely as Owner Trustee'ofOBX 2025-NQM20 Trust FINANCIAL GROUP, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2025000099545 Mortgage Servicer: Mortgage Servicer' s Address: NewRez LLC, d/b/a Shellpoint Mortgage Servicing isrepresenting the 75 Beattie Place, Current Beneficiary/ Mortgagee under aservicing agreement with the Greenville, MN 29601 Current Beneficiary/ Mortgagee. Date ofSale: 7/7/2026 Earliest Time Sale Will Begin: 10:00 AM Place ofSale ofProperty: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; ORAS DESIGNATED BYTHE COUNTY COMMISSIONER'S OFFICE OR IN TFIE AREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 51. 002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT46,BLOCKD, PARKSIDE,AN ADDITION TOTHETOWN OFPROSPER, COLLIN COUNTY, TEXAS, ACCORDINGTOTHEMAP ORPLATTHEREOF RECORDED IN VOLUME 2017, PAGE 705, PLAT RECORDS, COLLIN COUNTY, TEXAS. In accordance with Tn:X. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, the undersigned as attorney forMortgagee or Mortgage Servicer does hereby remove theoriginal Trustee and all successor substitute trustees and appoints in their stead, Payton I-lreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers andduties setaside to thesaid original Trustee under there said Deed ofTrust; and, further, does hereby request, authorize, and instruct said Substitute Trustee toconductanddirecttheexecutionofremediessetasidetothebeneficiarytherein T st h a e ted Su a b b s o t v it e ut o e r T w ru it s h t i e n e th w re il e l ( s 3 e ) ll h t o h u e rs pr a o f p te e r rty tha b t y tim pu e b . lic auction to thehighest bidder for cash at the place and date specified. The sale will begin at the earliest time The Property willbesold" AS IS," without anyexpress or implied warranties, except as to warranties oftitle, and at the purchaser' sown risk, pursuant to the terms of TEX.PROP. CODE§ 51.002and§ 51.009. Prospective bidders arcadvised toconduct an independent investigation ofthenatureand physical condition oftheProperty. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding isopened forthefirstsaleofthedayheldbySubstitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER. NOTICE PURSUANTTOTEX.PROP. CODE§ 51.002(I): ASSERTANDPROTECT YOURRIGHTSAS MEMBEROFTHEARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 5/20/2026 1 20 Dated: taa V— el e l Q 544.,u• inIST V Prin edNam _e:. ei unt anThuy Frazier, Attorney Substitute Trustee McCarthy& Holthus, LLP doTcjasTrustee 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX75075 Plano,TX 75075 Attorneys for NewRez LLC, d/b/aShellpoint Mortgage Servicing http//sales. mccarthyholthus. cont/ CM nN 10> l CD tFrt ND M f tfr; X II N cr. MH File Number: TX-26- 129067-POS N Loan Type: Business Purpose Loan tJi