4 T.S.4: 2026-22065-TX RTS 2026-004453 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE ISTHE ATTORNEY OR AUTHORIZED AGENT OF THE.MORTGAGEE OR MORTGAGE SERVICER. Theundersigned, inaccordancewithTexasProperty Code§ 51.0076,asattorney-in-factfortheMortgagee orMortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints intheir stead: Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, Nestor Solutions, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 5`h Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, tohereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place ofSale. Date: 11/3/2026 The earliest time the sale will begin is 10:00 AM, or within three( 3) hours after that time. Time: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Place: Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071,.or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. Property To Be Sold. LOT 8, BLOCK B, OF ELEVON, PHASE 2A, AN ADDITION TO COLLIN COUNTY, TEXAS, 2. ACCORDING TOTHEMAPORPLAT THEREOF, RECORDED IN DOCUMENTNO.2023010000004 AND PLATBOOK 2023, PAGES 5- 6, PLAT RECORDS OFCOLLIN COUNTY, TEXAS. Commonly known as: 860 MOONWAKE DR LAVON, TX 75166 Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 4/9/2024 and recorded in the 3. officeofthe County Clerk ofCollin County, Texas; recordedon 4/11/2024 underCounty Clerk's File No 2024000042486, in Book-- and Page-- in the Real Property Records ofCollin County, Texas. TREVOR KENNETH PACK AND MARIA PACK, HUSBAND AND WIFE Grantor( s): Original Trustee: Angela R Hernandez Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for DHl Original Mortgagee: Mortgage Company, Ltd, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation r— c. LEX 0 rr•r Y 7 • a 4 N e_r7m f T.S. I,:2026- 22065- TX 4. Terms ofSale. The sale will be conducted as apublic auction to the highest bidder forcash, subject to the provisions ofthe Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the aniountt Ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to §51. 009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee' s sale may berequired to provide information, documentation and/orcertification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, therequired information must be provided to the trustee before atrustee' s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:// www.fincen. gov/rre-faqs# D_5 or https:i/www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laun derinaregulations- for-residential- real- estate- transfers. 6. Obligations Secured. The Deed ofTrust provides that itsecures the payment ofthe indebtedness and obligations described therein( collectively, the" Obligations"), including, but not limited to: ( 1) the promissory note in the original principal amount of$343,978.00, executed by TREVOR KENNETH PACK AND MARIA PACK, HUSBAND AND WIFE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for DHI Mortgage Company, Ltd, its I.,, Pcsors and assigns;( 2) all renewals and extensions ofthe notes and ( 3.) any and all present and future indebtedness ofthe Trustor(s) to the current holder ofthe Obligations, secured by the Deed ofTrust. Default has occurred in the payment ofthe indebtedness, and the same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofaservicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code§ 51. 0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/oFreedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone:( 855) 690-5900 Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are oryour spouse is serving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice ofthe active-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney- in- fact for FREEDOM MORTGAGE CORPORATION II ' Fri/ 7 I a . By: Dated: 9/14/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: liittps: l/www.xomc.com or Contact( 800) 758=8052