TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5043 FILED 7/13/2026 12:21:34 PM NOTICE OF FORECLOSURE SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE 13 July 2026 Deed of Trust (“Deed of Trust’): Dated: February 28, 2026 Grantor: Thu T. Phan Trustee: Anh Tu Chau Beneficiary: Anh Tu Chau Recorded in: File No. RP-2026-80211 of the real property records of Harris County, Texas. Legal Description: Lot Thirty-Nine (39), in Block Three (3), of DURHAM PARK, SECTION FOUR 4), a Subdivision in Harris County, Texas, according to the Map or Plat corded in Film Code No. 592230, of the Map Records of Harris ity, exas. S for Referen Vy. =e n, Heuston, TX 77075 Secures: Borrower Note ” =. (“Borrower”) and payable to the Lender: Chau, and all other indebtedness of Borrower to Property: The real property, improvements, and personal property described in and mortgaged in the Deed of Trust, including the real property described in the Legal Description above, and all rights and appurtenances thereto. Substitute Trustee: In accordance with Texas Property Code section 51.0076 and the Deed of Trust referenced above, mortgagee and mortgage servicer’s attorney appoint the substitute trustee listed below: Robert K. Pham Law Group, PLLC Substitute Trustee's Address: 10700 Richmond Avenue, Suite 200, Houston, TX 77042 Foreclosure Sale: Date: 04 August 2026 1  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5043 FILED 7/13/2026 12:21:34 PM The sale of the Property will be held between the hours of 1:00PM and 4:00PM local time; the earliest time at which the Foreclosure Sale will begin is 1:00PM and not later than three hours thereafter. Placi Bayou City Event Center, 9401 Knight Road, Houston, Texas 77045, Harris County, Texas. Terms a The Foreclosure Sale will be conducted as a public auction nd the Property will be sold to the highest bidder for cash, e xcept that Lender’s bid may be by credit against the tedness secured by the lien of the Deed of Trust. e payment of the Note and in the performance of the obligations of the Deed of cause of that default, Lender, the owner and holder of the Note, has requested Trust The Deed of Trust ncumber both real and personal property. Formal notice is hereby given of Lender’s elécti any personal property describe: and remedies under the Deed Commerce Code. rust and Section 9.604(a) of the Texas Business and t the Date, Time, and Place for the ee will sell the Property in accordance with the d applicable Texas law. Therefore, notice is given t Foreclosure Sale described above, T Terms of Sale described above, the De If Lender passes the Foreclosure S foreclosure sale will be reposted and refile requirements of the Deed of Trust and the Texa tice of the date of any rescheduled ce with the posting and filing erty Code. The Foreclosure Sale will be made expre' subject to any title matters set forth in the Deed of Trust, but prospective bidders are ‘reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Forecl le will not cover any part of the Property that has been released of public recor ien and/or security interest of the Deed of Trust by Lender. Prospective strongly urged to examine the applicable property records to determine th xtent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, vill be sold “AS IS,” without any expressed or implied warranties, except as (if any) provided for under the Deed of Trust. Prospective bid conduct an independent investigation of the nature and physical condition 6 Pursuant to section 51.0075(a) of the Texas Property Code, Trustee r he 2  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5043 FILED 7/13/2026 12:21:34 PM right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Trustee. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE DEED OF TRUST IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. ROBERT K. PHAM LAW GROUP, PLLC, Substitute Trustee