Doc-118188 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-1 18188" Document No: 118188 Billable Pages: 3 Recorded On: July 16, 2026 03:11 PM Number of Pages: 4 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Document No: 118188 Record and Return To: South Texas Court Services Receipt No: 20260716000246 14345 N. Los Ebanos Rd Recorded On: July 16, 2026 03:11 PM original returned to customer Deputy Clerk: imelda Leal Mission TX 78573 Station: CC-ED-KF1005 r ynttlttiyy,, STATE OF TEXAS SO ae, COUNTY OF HIDALGO = ? % % | hereby certify that this Instrument was FILED in the File Number sequence on the date/time = * i 3 x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. Sa% Fos oOo 6x Sae.., wes Arturo Guajardo Jr. typ OF HNO WS County Clerk flén a “Hin . ty Hidalgo County, Texas  Doc-118188 Notice of Substitute Trustee Sale T.S. #: 26-19812 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 9/1/2026 Time: The sale will begin no earlier than 10:00 AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM Place: Hidalgo County Courthouse in Edinburg, Texas, at the following location: Administration Building Located at 2802 S. Bus. Hwy. 281, Edinburg, Texas 78539. (Under the Canopy Located on the West Side of the building.) OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: LOT 25, BLOCK 26, CIMARRON COUNTRY CLUB PHASE I SECTION III, AN ADDITION TO THE CITY OF MISSION, HIDALGO COUNTY, TEXAS, ACCORDING TO THE RE-SUBDIVISION MAP OR PLAT RECORDED IN VOLUME 23, PAGE 200, MAP RECORDS OF HIDALGO COUNTY, TEXAS Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is dated 5/18/2021 and is recorded in the office of the County Clerk of Hidalgo County, Texas, under County Clerk’s File No 3226306 recorded on 5/21/2021 of the Real Property Records of Hidalgo County, Texas. 904 RIO GRANDE DR MISSION Texas 78572 Trustor(s): HOMES4MONEY, LLC AND Original CIVIC FINANCIAL ROBERT CAPETILLO Beneficiary: SERVICES, LLC Current U.S. Bank Trust National Association, | Loan Servicer: Fay Servicing, LLC Beneficiary: not in its individual capacity but solely as owner trustee for Legacy Mortgage Asset Trust 2024-INV1 Current PRESTIGE DEFAULT SERVICES, LLC, W. D. Larew, Julie Martin, Arnold Mendoza, Substituted David Karle, Jerry Perez, Sandra Mendoza, Alexis Mendoza, Sarah Mays, Adolfo Rodriguez Trustees: Prestige Posting and Publishing LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only  5 eure: 2 aR Doc-118188 T.S. #: 26-19812 part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal property and fixtures described in Deed of Trust The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $302,250.00, executed by Homes4Money LL, a/an Wyoming Limited Liability Company, and payable to the order of CIVIC FINANCIAL SERVICES, LLC; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of Homes4Money LL, a/an Wyoming Limited Liability Company to HOMES4MONEY, LLC AND ROBERT CAPETILLO. U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for Legacy Mortgage Asset Trust 2024-INV1 is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. Questions concerning the sale may be directed to the undersigned or to the beneficiary: U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for Legacy Mortgage Asset Trust 2024-INVI c/o Fay Servicing, LLC 1601 LBJ Freeway, Suite 150 Farmers Branch, TX 75234 1 (800) 495-7166  q. 7 T.S. #: 26-19812 Dated: )- l b- 0OC% Doc-118188 PRESTIGE DEFAULT SERVICES, LLC, W. D. Larew, Julie Martin, Arnold Mendoza, David Karle, Jerry Perez, Sandra Mendoza, Alexis Mendoza, Sarah Mays, Adolfo Rodriguez Prestige Posting and Publishing LLC, TO Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department