23-166166 Notice of Substitute Trustee’s Sale Notice Concerning Military Duty: Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Tex. Prop. Code § 51.002(i) Deed of Trust Date: May 13, 2022 Original Beneficiary / Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR AMERICAN PACIFIC MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Beneficiary / Mortgagee: SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES Recorded in: Property County: ROCKWALL Volume: N/A Page: N/A Instrument No: 20220000010915 Mortgage Servicer: BSI Financial Services, Inc. Mortgage Servicer’s Address: 4200 Regent Blvd, Suite B200, Irving, TX_75063 * The mortgage servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Secures:Note in the original principal amount of $340,353.00, executed by ANDRES FRAGOSO MONTOYA and payable to the order of Lender. Property Address/Mailing Address: 912 HORTON STREET, FATE, TX 75189 Legal Description of Property to be Sold: LOT 12, BLOCK "Y", WOODCREEK PHASE 6E, AN ADDITION TO THE CITY OF FATE, ROCKWALL COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER CLERK'S DOCUMENT NO. 20180000020813, OFFICIAL PUBLIC RECORDS OF ROCKWALL COUNTY, TEXAS. 26 Earliest time Sale will begin {sz Place of sale of Property: Rockwall County Courthouse, 1111 Yellowjacket Lane, Rockwall, TX 75087 OR AS DESIGNATED BY THE COUNTY COMMISSIONER’S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER’S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. Appointment of Substitute Trustee: Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust, the same is now wholly due. Because of that default, SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES, the owner and holder of the Note, has requested Auction.com, LLC whose address ilS Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, to sell the property. The Trustee(s) has/have been appointed Substitute Trustee in the place of the original trustee, in the manner authorized by the deed of trust. & j UAV ENO S  ae Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS,” without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Auction.com, LLC whose address is 1 Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Auction.com, LLC whose address is 1 Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, Trustee. Limitation of Damages: If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the funds paid. The purchaser shall have no further recourse against Mortgagor, the Mortgagee, or the Mortgagee’s attorney. SUBSTITUTE TRUSTEE Auction.com, LLC OR Tejas Corporate Services, LLC, Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 13010 Morris Rd., Suite 450, Alpharetta, GA 30004; PH: (470)321-7112