NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor( s)/ Mortgagor( s): 3/ 11/2025 BALTAZAR MARTINEZ NAVARRO, A MARRIED MAN Original Beneficiary/Mortgagee: Current Beneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Wilmington Savings Fund Society, FSB, notinitsindividual MERS") SOLELY AS ANOMINEE FOR AMERICAN PORTFOLIO capacity but solely asOwner Trustee ofOBX 2025-NQM11 Trust MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2025000029171 Mortgage Servicer: Mortgage Servicer'sAddress: NewRez LLC, d/b/a Shellpoint Mortgage Servicing is representing the 75 Beattie Place, Current Beneficiary/ Mortgagee undera servicing agreement with the Greenville, SC 29601 Current Beneficiary/Mortgagee. Date ofSale: 11/ 3/2026 Earliest Time Sale Will Begin: 10:00 AM Place ofSale ofProperty: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; ORAS DESIGNATED BYTHE COUNTY COMMISSIONER' S OFFICE OR IN THE AREA DESIGNATED BY THECOMMISSIONER'S COURT, PURSUANT TOSECTION 51.002 OFTHE TEXAS PROPERTY CODE. Legal Description: LEGAL DESCRIPTION ATTACHED AS EXHIBIT A Inaccordancewith TEX.PROP. CODE§ 51.0076andtheDeedofTrustreferencedabove,theundersignedasattorneyforMortgageeorMortgage Servicerdoeshereby remove theoriginal Trustee andall successor substitute trustees andappoints in their stead, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha orCarol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& Holthus, LLP,as Substitute Trustee, whoshall hereafterexercise all powers andduties set aside to thesaid original Trustee under there said DeedofTrust; and, further,does hereby request, authorize, andinstruct said Substitute Trustee toconductanddirecttheexecution ofremediessetasidetothebeneficiarytherein The Substitute Trustee will sell the property by public auction to the highest bidder forcash atthe place and date specified. The sale will begin at the earliest time stated aboveorwithinthree( 3) hoursafterthattime. The Property will be sold" AS IS," without any express orimplied warranties, except as to warranties oftitle, and at the purchaser' sown risk, pursuant to the terms of TEX. PROP. CODE§ 51.002and§ 5I.009. Prospective bidders arcadvised toconduct anindependent investigation ofthenature andphysical condition ofthe Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened forthe first sale ofthe day held bySubstitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OFSALE. THE PERSON SIGNING THISNOTICE IS THE ATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER. NOTICE PURSUANT TOTEX.PROP. CODE§ 51.002(I): ASSERT AND PROTECT YOURRIGHTS AS MEMBER OFTHEARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBEROFTHETEXASNATIONAL ORTHENATIONAL GUARDOFANOTHERSTATE ORAS AMEMBER OFARESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 9/24/2026 Dated: Cij2) t& F Prin a ame: ThuyFrazier, Attorney Substitute Trustee McCarthy& Holthus, LLP c/oTejasTrustee 1255 West 15th Street, Suite 1060 1255West 15thStreet,Suite 1060 Plano, TX75075 Plano, TX 75075 Attorneys for NewRez LLC, d/b/aShellpoint Mortgage Servicing hops://sales.mccarlhyholthus.com/ c l t-om. - 1 ! i Cn J MH File Number: TX-26-132476-POS Loan Type: BusinessPurpose LoanTX-26-132476-POS EXHIBIT " A" All the Property( including any improvements): BEING a 0.918 acre tract ofland situated intheHenry Brandy Survey, Abstract Number 71, Collin County, Texas, and being aportion ofthat certain tract ofland described by deed to Baltazar Martinez, recorded under Instrument Number 20090615000739700, Official PublicRecords, Collin County,Texas( O.P.R.C.C.T.),andbeingmoreparticularlydescribedasfollows: BEGINNING at a 112 inch iron rod found for corner being the southeast corner ofthe herein described tract, same point being the southeast corner ofsaid Martinez tract, and being the northeast corner of a tract ofland described by deed to Tam Thanh Nguyen, recorded under Instruuent Number 2024000086201, O.P,R,C.C.T,, same point being in the west line ofa tract ofland described by deed toDarrin A.Davidson andKaren R.Piper,recorded under Instrument Number 20130516000669680, O.P.R.C.C.T.; THENCE North 88 degrees 36 minutes 14 seconds West, with the north line ofsaid Nguyen tract, a distance of306.72 feet to a 5/8 inch iron rod with cap stamped " TxDOT Survey Marker Right-of-Way Monument" ( TxDOT) found for corner being the southeast corner of a tract of land described by deed to the State of Texas, recorded under Instrument Number 20200117000075260, O.P.R.C.C.T., same point being the northeast corner of a tract of laud described by deed to the State of Texas, recorded under Instmment Number 20190430000468710, O.P.R.C.C.T.; THENCE North 09 degrees 14 minutes 53 seconds East, over and across said Martinez tract and with the east right-of-way line ofN. Powell Parkway asdescribed by said State ofTexas deed( Instr. No. 20200117000075260), a distance of 142.78 feet to a 1/2 inch iron rod found for corner being in the south line ofLot 1 of Langley Addition, an addition to the City ofAnna, Collin County, Texas, according to theplatrecorded underDocumentNumber2010-19, Map Records, Collin County, Texas,same pointbeing the northeast corner ofsaid State ofTexas tract( Instr.No. 20200117000075260), and being thesoutheast corner ofa tract ofland described bydeed to the State ofTexas, recorded under Instrument Number 20190,124000446830, O.P.R.C.C.T.; THENCE South 83 degrees 51 minutes 43 seconds East, passing the southeast corner of said Lot 1, and continuing on for a total distance of312.36 feet to a 1/2 inch ironrod withblue cap stamped "OLDTOWN SURVEYING" set forcornerbeing the northwest cornerofsaid Davidsontract,andbeingin thesouthlineofLot2 ofsaidLangleyAddition; THENCE South 13 degrees 09 minutes 33 seconds West, with the west line ofsaid Davidson tract, a distance of 118.10 feet to the POINT OFBEGINNING andcontaining 0.918 acres ofland, more orless. The improvements thereon heino known as 912 North Powell Parkway Anna Texas- 75409