NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS ANINTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: September 23, 2026 NOTE: Note described as follows: c) r r, Ir- I 1-7-1 Date: March l 8, 2015 Maker: Navdeep Sharma Original Principal Amount. $ 296, 400. 00 DEED OF TRUST: Deed ofTrust described as follows: Date: March 18, 2015 c.ri Grantor: Navdeep Sharma; Unmarried Man As His Sole and Separate Property Trustee: Thomas- E. Black Jr. NewRez LLC d/b/a Shellpoint Mortgage Servicing successor to original Beneficiary: beneficiary Recorded: INSTRUMENT NO. 20150324000324390 WHICH WAS RECORDED IN THE OFFICIAL RECORDS OF.COLLIN COUNTY, TEXAS. CURRENT MORTGAGEE: NewRez LLC d/b/a Shellpoint Mortgage Servicing BORROWERS: Navdeep Sharma PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon Page 1 of 5andany andall appurtenances and rightsthereto, SAVEANDEXCEPTANYANDALL LOTS OR PORTIONS THEREOF THATHAVEBEENRELEASED OFRECORD BY THEHOLDER OFTHEDEED OFTRUST. SUBSTITUTE TRUSTEE: JeffBenton, Bonnie Mounger, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Jamie Dworsky, Angela Brown, David Garvin, Auction. com, LLC Substitute Trustee's Mailing Address: c/o SettlePou 3333 Lee Parkway, Eighth Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: December 1, 2026, the first Tuesday of the month, to commence at 10:00 AM, or within three( 3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: In COLLIN County, Texas, LOCATED AT THE COLLIN COUNTY COURTHOUSE, 2100 ILOOMDALEROAD,MCKINNEY,TX 75071 THE SOUTHWEST ENTRANCE OF Tula I CK u A' rCH I:I ( YIY.T.TN COUNTY A11M INJSTR ATION BUILDING a anau vrsvi. z gal.. yata. LL Vvi.aLJil, Vv VL• i . ...•++. a av-++ v+. + v++•-.— --•.+ LOCATED AT 2300 BLOOMDALE ROAD, MCKINNEY, TEXAS 75071, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA MOST RECENTLY DESIGNATED BY TIIE COUNTY COMMISSIONERS COURT. RECITALS Current Mortgagee, the owner and holder ofthe Note and the Deed ofTrust lien under Texas LivputIy CVVU{+{Sa{e,,cL.tJ:L .IV. ILJC11.0V0V2L, 1a, as l:cgtiliJGstLe.eIll+Wh1auLt SLJuUbVs7•tLiatL„ULtLe. 1'rLuusutLevev ovealll tLinlsa. v PaarovprvetrLty, uarv•vr•vnardy.in.lg5 to the terms ofthe Deed ofTrust and applicable law due to a default in the payment ofthe Note and/or in the performance ofthe obligations under the Deed ofTrust that secures the Note. Formal notice is now given ofCurrent Mortgagee' s election to proceed against and sell the real • property described in the Deed of Trust; consistent with the Current Mortgagee's rights and remedies under the Deed ofTrust and applicable law. Therefore,notice isgiven thaton the Date and limeof Substitute Trustees SaleofProperty and at the Place of Substitute Trustee's Sale of Property, I, as Substitute Trustee, or any other substitute trustee Current Mortgagee, may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed of Trust and applicable law. The sale and conveyance ofthe Property will be subjectto all matters ofrecord applicableto the Property thatare superiorto the Deed ofTrustand to any permitted exceptions to title described in the Deed ofTrust. Substitute Trustee has not made and will not make any covenants, representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties of title required by the Page 2 of5Deed ofTrust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS AMEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE-DUTY MILITARY SERVICE TO PETITIONER OR PETITIONER' S ATTORNEY IMMEDIATELY. APPOINTMENT OF SUBSTTTUTE TRUSTEE D ! EII OF TRUST. Deed ofTrust described as follows: Date: March 18,.2015 Grantor: Navdeep Sharma, Unmarried ManAs His Sole and Separate Property Trustee: Thomas E. Black Jr. NewRez LLC d/b/a Shellpoint Mortgage Servicing successorto original Beneficiary: lender Recorded: INSTRUMENT NO. 20150324000324390 WHICH WAS RECORDED IN THE OFFICIAL RECORDS OF COLLIN COUNTY, TEXAS. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY,IFANY,AS DESCRIBED IN THE DEED OF TRUSTAND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SA VEAND EXCEPT ANYAND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THEHOLDER OF THEDEED OF TRUST, SUBSTITUTE TRUSTEE: Jeff Benton, Bonnie Mounger, Guy Wiggs, David Stockman, Donna Stockman, JanetPinder, Jamie Dworsky, AngelaBrown, David Garvin, Auction.com, LLC Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 Each Substitute Trustee is appointed effective as of September 23, 2026, pursuant to Texas Property Code § 51..0075 to succeed to all title, powers, and duties of the original or successor trustees under the Deed ofTrust. Page 3 of5Appointment ofSubstitute Trustees: ByName: J. Garth Fennegan, Attorney for NewRez LLC THE STATE OF TEXAS COUNTY OF DALLAS BEFORE, IviE, the undersigned authority, on this day appeared J. Garth Fennegan, and after beingby me duly sworn, stated that they executed the foregoing instrument forthe purposes and consideration therein expressed. 1164.)- e2.3.2O26. GIVEN UNDER MY HAND AND SEAL OF OFFICE on -' ff Nota y'Public, State of Texas P F '' n J M'! JL•k neEsr: r4otary PubGr., State of rrxa, Comm. Ex gyres 07-<<^t-2029 o Notary ID 12261571 Notice of Sale executed by: 2266. 23 4t2 Name: Jeff Benton Substitute Trustee Page 4 of 5EXHIBIT A RUNG LOT I, INBLOCK A, OF RTDOEVIEWPARICPAIASE FOUR, ANADDITION TO Th1I ern OF JPLANO, COLLIN COUNTY, TEXASACCORDING TO THEMAT)YTIEREOF RECORDED LNVOLUME 1, PAGE904,MAPRECORDS OF:COLLINco-onUA Page 5 of5