TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4069 FILED 6/11/2026 10:05:03 AM NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE’S SALE Assert and protect your rights as a member o med forces of the United States. If you are or your spouse is serving on active military duty, inclu ilitary duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written noti: tive duty military service to the sender of this notice immediately. DEEDS OF TRUST INFORMATION: Date: March 14, 2025 Grantor(s): JOHN DAYRON RAM , ASINGLE MAN Original MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS Mortgagee: NOMINEE FOR NATIONS RELIABLE LENDING, LLC Original Principal: $178,703.00 Recording RP-2025-94998 Information: f Property County: Harris Date: March 14, 2025 Grantor(s)}: JOHN DAYRON RAMI Original TEXAS DEPARTMENT OF@HOUSING AND COMMUNITY AFFAIRS, A Mortgagee: PUBLIC AND OFF CY OF THE STATE OF TEXAS Original Principal: - $7,148.00 Recording RP-2025-94999 Information: Property County: Harris PROPERTY: Property: LOT 39, IN BLOCK 16, KEEGANS WOOD SECTION L, A SUBDIVISION IN HARRIS COUN XAS, ACCORDING TO THE MAP OR PLAT THEREOF REC IN VOLUME 300, PAGE(S) 73, OF THE MAP AND/OR PLAT HARRIS COUNTY, TEXAS AND IN VOLUME 26, PAGE 5 OF MAP AI PLAT RECORDS OF FORT BEND COUNTY, TEXAS. Property Address: 9523 Riverside Lal Die Houston, TX 7708 PLG File Number: 26-009204-1 UNO  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4069 FILED 6/11/2026 10:05:03 AM MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current ee pursuant to a Mortgage Servicing Agreement. Current Mortgagee: SERVBANK, N.A. Mortgage Servicer: Servbank, N.A. Mortgage Servicer 3138 E. Elwood Street Address: Phoenix, AZ 85034 SALE INFORMATION: VY Date of Sale: August 4, 2026 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale: Bayou City Event Center, Magnolia South Bal 77045, or if the preceding area is no longer recently designated by the County Commissio: 9401 Knight Road, Houston TX ated area, at the area most Substitute Auction.com, LLC, and Padgett Law p, any to Trustee: Substitute 546 Silicon Dr., Suite 103, Southlake; Trustee Address: APPOINTMENT OF SUBSTITUTE TRUSTEE: g gagee and/or mortgage servicer, and in such capacity does SOF bstitute trustees under the above-described Deeds of Trust Gup, 546 Silicon Dr., Suite 103, Southlake, TX 76092 as all powers and duties to set aside the said original trustee under t, authorize, and instruct said Substitute-Trustees to conduct and direct the execution of remedies set aside to the beneficiary therein. WHEREAS, the above-named Grantor(s) previously conveyed the above-described property in trust to secure payment of the Note set forth in the above-described Deeds of Trust; and WHEREAS, a default under the Note and Deeds of Trust was declared, such default was reported to not have been cured, and all si ed by such Deeds of Trust are declared immediately due and payable. tee and any previously appointed Substitute Trustee under said Deeds of e herein described Substitute Trustees, have been appointed as Substitute ige Servicer to enforce the power of sale granted in the Deeds of Trust; and d law firm has been requested to provide these notices on behalf of the PLG Fi -009204-1 2  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4069 FILED 6/11/2026 10:05:03 AM 5. The herein appointed Substitute Trustees, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time. The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. This sale shall be subject to any legal impediments to the sale of the Property to any exceptions referenced in the Deeds of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from the lien imposed by the Deeds of Trust. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for the particular purpose shall be conveyed at the sale, save and except the Grantor’s warranties specifically authorized by the Grantor in the Deeds of Trust. The property shall be sold “AS-IS”, purchaser’s will buy the property “at the purchaser’s own risk” and “at his e any liens or interest of any kind that may survive the sale. Interested persons are ouragééd:to consult counsel of their choice prior to participating in the sale of the property. eril” and no representation is made concerning the quality or nature of title to be acquired. Gs will receive whatever interest Grantor and Grantor’s assigns have in the property, Po e sa set aside for any reason, the Purchaser at the sale shall be entitled only to a return of tl aid. The Pui er shall have no further recourse against the Mortgagor, the Mortgagee, the Mortgagee’s Attorney, @fthe duly appointed Substitute Trustee. Padgett Law Group, LLC My name is Jeff Leva , and Silicon Dr., Suite 103, Southlake, TX 76092. I declare under penalt filed at the office of the Harris County Clerk to be posted at the Harris Cou! dress;.is Padgett Law Group, 546 06/41/2026 J notige.of sale. LL Declarant’s Name: Jeff Leva Date: 06/11/2026 Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, TX 76092 (850) 422-2520 WITNESS MY HAND this day of * PLG File Number: 26-009204-1