Doc# 20260900099 07/23/2026 03:39 PM Page 1 of 1 Lucy Adame-Clark, Bexar County Clerk NOTICE OF SUBSTITUTE TRUSTEE SALE Grantor(s)/Mortgagor(s): RONALD RAY MAU, JR., A MARRIED MAN, JOINED HEREIN BY HIS WIFE, MANDIE MARIE MAU, SOLELY ON A PRO FORMA BASIS FOR THE PURPOSE TO PERFECT THE SECURITY INTEREST HEREIN, BUT NOT OTHERWISE BE LIABLE Current Beneficiary/Mortgagee: PENNYMAC LOAN SERVICES, LLC Deed of Trust Date: 712712022 Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR GARDNER FINANCIAL SERVICES LTD, DBA LEGACY MUTUAL MORTGAGE, ITS SUCCESSORS AND ASSIGNS Recorded in: Volume: N/A Page: N/A Instrument No: 20220185515 Mortgage Servicer: PennyMac Loan Services, LLC is representing the Current Beneficiary/Mortgagee under a servicing agreement with the Current Beneficiary/Mortgagee. Date of Sale: 9/1/2026 Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Property County: BEXAR Mortgage Servicer’s Address: 6101 Condor Drive, Moorpark, CA 93021 Legat Description: LOT 11, IN BLOCK 183, CB 4451, OF WATERWHEEL SUBDIVISION UNIT 5A, A SUBDIVISION IN BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 20002, PAGE 1106, OF THE PLAT RECORDS OF BEXAR COUNTY, TEXAS. In accordance with TEx. PRoP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin or Shelby Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein . The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 7/16/2026 Dated: 7/ 23/ 202 Age “ras Mah Printed Name: a — Qleyin Marty Thuy Frazier, Attorney Substitute Trustee McCarthy & Holthus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 FILE INFORMATION Attorneys for PennyMac Loan Services, LLC isttps.c sales mecartin bolthus.com. Document Number: 2026090009° AYE URN OY A EY HE Date/Time: 7/23/2026 3:39:02 PM #lG-80-2626-20260900099% Total Pages: 1 FILED IN THE OFFICIAL PUBLIC MH File Number: TX-26-130999-POS RECORDS OF BEXAR COUNTY Loan Type: FHA LUCY ADAME-C R BEXAR COUNTY CLERK Total Fees: $2.00