r' 7° fl :., T. r• , 1o: 25 STAC'' Y »'EMP COUP( Y CLERK COLLIN COUK Y. TEXAS 41W- Y:___ G DEPUTY Notice of Substitute Trustee Sale PPP6774 T.S.#: 26-20197 Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are or your spouse is serving on active military duty, including active military duty as a member ofthe Texas National Guard orthe National Guard of another state oras amember ofa reserve component ofthearmed forces ofthe United States, please send written notice ofthe active duty military service to the sender ofthis notice immediately. Date, Time, andPlaceofSale- The sale isscheduled to beheldatthe following date, time and place: Date: 9/1/2026 Time: The sale will begin no earlier than 10:00 AM or no later than three hours thereafter. The sale will becompleted byno later than 1: 00 PM Place: Collin County Courthouse in McKinney, Texas, atthefollowing location: The Collin County Courthouse- Front Steps - 2100 Bloomdale Road, McKinney, TX 75071 OR IN THE AREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 51.002 OF THETEXAS PROPERTY CODE Property To Be Sold- The property to be sold is described asfollows: LOT 19, BLOCK B, OF ANNA CROSSING, PHASE IA, AN ADDITION TO THE CITY OF ANNA, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME 2015, PAGE 262, MAP RECORDS, COLLIN COUNTY, TEXAS Instrument to be Foreclosed—The instrument to beforeclosed isthe Deed ofTrust is dated 7/29/2024 and is recorded inthe office ofthe County Clerk ofCollin County, Texas, under County Clerk'sFileNo2024000091836, recorded on 7/29/2024, The subject Deed ofTrust was modified by Loan Modification recorded on 09/29/2025 as Instrument No. 2025000124077 ofthe Real Property Records ofCollin County, Texas. Property Address: 2407 ASKEW DR ANNA Texas 75409 Trustor( s): PATRICIA ELLIS AND CHARLES Original MORTGAGE ELECTRONIC EDWARD ELLIS, WIFE AND Beneficiary: REGISTRATION SYSTEMS, HUSBAND INC.(" MERS"), AS BENEFICIARY, AS NOMINEE FOR GUARANTEED RATE AFFINITY, LLC.ITS SUCCESSORS AND ASSIGNS Current Guaranteed Rate, Inc. Loan Servicer: ServiceMac, LLC Beneficiary: Current Auction.com, LLC, Carol Dunmon, Donna Stockman, Brenda Wiggs, David.Stockman, Substituted Michelle Schwartz, Guy Wiggs, Payton Hreha, Janet Pinder, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Brandy Bacon, Jamie Dworsky, Angela Cooper, Jeff Trustees: Benton, Stockman Foreclosure Services Inc., Carol Dunmon, PaytonHreha, RickSnoke, Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting And Publishing LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer isT.S.#: 26-20197 authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms ofSale- Thesalewill beconducted as apublic auction to the highestbidderforcash with funds being made payable to Prestige Default Services, LLC, subject to the provisions ofthe deed oftrust permitting the beneficiary thereunder tohave the bid credited to the note up tothe amount ofthe unpaid debt secured by the deed oftrust atthe time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent ofsuch matters, ifany. Pursuant to the Deed ofTrust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part ofthe property. Pursuant to section 51.009 ofthe Texas Property Code, the property will be sold in" as is, where is" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition ofthe property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions forconducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale ofthe day held by the trustee or any substitute trustee. Type ofsale- Thesale isanonjudicial deed oftrust lien and security interest foreclosure sale being conducted pursuanttothepowerofthe salegranted bythedeed oftrustexecuted by PATRICIA ELLIS AND CHARLES EDWARD ELLIS WIFE AND HUSBAND. The real property and personal property encumbered by the deed of trustwill besold atthe sale in accordance with theprovisions ofthe deed oftrust and as permitted by section 9.604(a) ofthe Texas Business and Commerce Code. Obligations Secured - The deed oftrust provides that it secures the payment ofthe indebtedness and obligations therein described( collectively the" Obligations") includingby not limited to( 1) the promissory note in the original principal amount of$436,939.00, executed by PATRICIA ELLIS AND CHARLES EDWARD ELLIS WIFE AND HUSBAND, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MERS"), AS BENEFICIARY, AS NOMINEE FOR GUARANTEED RATE AFFINITY,. LLC. ITS SUCCESSORS AND ASSIGNS;( 2) all renewals and extensions ofthenote; and( 3) any and all present and future indebtedness of PATRICIA ELLIS AND CHARLES EDWARD ELLIS WIFE AND HUSBAND to PATRICIA ELLIS AND CHARLES EDWARD ELLIS, WIFE AND HUSBAND. Guaranteed Rate, Inc. is the current owner and holderoftheObligations and is the beneficiary underthe DeedofTrust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay theremaining principal sum oftheNote and all other amounts lawfully owing undertheNote, the Deed ofTrust, and all ofthe other associated loan documents, including, without limitation, all interest, default interest, late-charges, advances, attorneys' fees and other costs and expenses. All checks must be made payable to Prestige Default Services, LLC Questions concerning the salemay bedirected to the undersigned orto thebeneficiary: Guaranteed Rate, Inc. c/o ServiceMac, LLC 9726 Old Bailes Road, Suite 200 Fort Mill, South Carolina 29707-7882 844)- 478-2622T.S.#: 26-20197 z5 Dated: ( 19/ ij Auction. corn, LLC, Carol Dunmon, Donna Stockman, Brenda Wiggs, David Stockman, MichelleSchwartz,Guy Wiggs, Payton Hreha,JanetPinder,Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Brandy Bacon, Jamie Dworsky, Angela Cooper, JeffBenton, Stockman Foreclosure Services Inc., Carol Dunmon, Payton Hreha, Rick Snoke, Prestige Default Services, LLC, ency Sales and Posting LLC, Prestige Posting And Publishing LLC, Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone:( 972) 893- 3096 ext. 1035 Fax:( 949) 427-2732 Sale Line Information:( 800) 793- 6107 Website: www. auction. com AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department