2026 - 2026000475 08/06/2026 10:24 AM Page 1 of 4 RECEIVED AUG 06 2026 NOTICE OF SUBSTITUTE TRUSTEE'S SALE KA ARAS ANDS ASSERT AND PROTECT YOUR RIGHTS AS AOMEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU’ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY;,.INCLUDING ACTIVE MILITARY. DUTY.AS A MEMBER OF THE TEXAS*\NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THECARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DATE, TIME, PLACE OF SALE: Date: Tuesday, the Ist day of September, 2026 Time: 10am or not later than three hours after that time Place: AT "COURTHOUSE DOOR" IS DESIGNATED AS THE SOUTH ENTRANCE OF THE NUECES COUNTY COURTHOUSE FACING LIPAN STREET OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE in Nueces County, Texas. TERMS OF SALE: CERTIFIED FUNDS FOR FULL PURCHASEPRICE MUST BE PRESENTED AT THE TIME OF SALE. FinCEN data submission and certification requirements, if applicable, must be met timely by entities and trusts as defiried by 89 CFR 70258. We ask for the.required data or exemption to be submitted and certified to the law-firm at the time of sale and no later than‘oné (1) business day after the sale, if applicable. DEED OF TRUST INFORMATION - INSTURMENT TO BE FORECLOSED: Date: May 16, 2022 Grantor(s): Ryan Andrew Cervantes and Madison Marie Gonzalez, Husband and Wife Original Mortgagee: Navy Army Community Credit Union Original Principal: $199,025.00 Recording Information: Deed Inst.# 2022024308, Current Mortgagee/Beneficiary: Rally Credit Union formerly known as Navy Army Community Credit Union Secures: The Promissory Note (the “Note”) in the original principal amount of $199,025.00 and all obligations contained therein. All sums secured by the Deed of Trust have been and are hereby declared immediately due and payable as a result of default under the Note and/or Deed of Trust. MODIFICATIONS AND RENEWALS: As used herein, the terms “Note” and “Deed of Trust®mean the Note and Deed of Trust as modified, renewed, and/or extended. PROPERTY TO BE SOLD: Property County: Nueces Property Description: (See Attached Exhibit "A") Property Address: 428 Lakeside Dr, Corpus Christi, TX 78418 Condition and Important Recitals: Should a conflict occur between the property address and the legal description contained in “Exhibit A” the legal description shall control. The property will be sold “AS IS” without any representations, warranties, or recourse, and subject to any liens or interests that may survive the sale. Any purchaser who purchases the property does so at his/her/its own risk and is strongly encouraged to engage in significant due diligence prior to sale. MORTGAGE SERVICING INFORMATION: The Mortgage Servicer represents the Current Mortgagee pursuant to a mortgage servicing‘agreement with the Mortgagee. Pursuant to Texas Property Code § 51.0025, as well as the mortgage servicing agreement, the Mortgage Servicer is authorized to collect/the debt and to‘institute foreclosure of the deed ofttrust referenced above. The Mortgage Servicer information is below; Mortgage Servicer: Rally Credit Union formerly known'as Navy Army Community Credit Union Mortgage Servicer Address: 1 Corporate Drive, Suite 360 Lake*Zurich, IL 60047 File No.: 26-05034TX 2026 - 2026000475 08/06/2026 10:24 AM Page 2 of 4 SUBSTITUTE. TRUSTEE(S): McCalla Raymer Leibert Pierce, LLP, Arnold Mendoza, Jo Woolsey, Bob Frisch, Sandra Mendoza, Jodi Steen, Adolfo Rodriguez, Leslye Evans‘or Alexis Mendoza SUBSTITUTE TRUSTEE ADDRESS: 1320 Greenway Drive, Suite 780 Irving, TX 75038 ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, thé-data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, will go into effect.* The Rule applies to certain residential real estate sale transactions, including nonjudicial foreclosures, where the transfer is to a legal entity or trust, and the source of funds is non-financed (which includes cash, certified funds, private financing, or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement.) As part of this Rule, non-exempt purchasers are required to provide additional information and documentation about themselves, their legal entities, and the source of funds used in the reportable transaction, if applicable.* The collection of this information and documentation by our firm is required to comply with the Rule’s federal reporting requirements, if applicable. To submit and certify the required information, review informative resources/guides, or to certify an exemption please visit https://fincen.foreclosurehotline.net/. Note that a data submission or exemption form provided by an auctioneer may not be complete, which could require further data collectiomby the firm. Please submit and certify the required information at the time of sale and no later than one (1) business day after the sale, if applicable. If you have questions about the Rule or its applicability to you, please‘Seek the advice of your own independent legal counsel, as this firm cannot give you legal advice. * The Rulé is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the'status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust, and (3) to confirmation that the successful bidder has timely provided to the firm all information required by the Rule, 89 FR 70258, if applicable. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. /s/ Maisyn Oliver Maisyn Oliver - Bar #: 24130719 Attorney for Rally Credit Union formerly known as Navy Army Community Credit Union Maisyn.Oliver@mccalla.com 1320 Greenway Drive, Suite 780 Irving, TX 75038 (469) 942-7141 Office (469) 533-6670 Fax DOCUMENT PREPARED BY: McCalla Raymer Leibert Pierce, LLP 1320 Greenway Drive, Suite 780 Irving, TX 75038 AS ATTORNEY FOR THE HEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER Certificate of Posting lam Sandra Mendoza whose address is (1 declare under penalty perjury that PG, Cr z iP I filed and/or recorded this Noticé’of Foreclosure Sale at the office of.the’Nueces County Clerk and caused it to be posted at the location directed by the Nueces‘County Commissioners. Return to: McCalla Raymer Leibert Pierce, LLP, 1320 Greenway Drive, Suite 780 Irving, TX 75038 File No.: 26-05034TX 2026 - 2026000475 08/06/2026 10:24 AM Page 3 of 4 EXHIBIT “A” Lot Nine (9), less East Forty Feet (E 40"), Block "L". FLOUR BLUFF ESTATES, an addition of the City of Corpus Christi, Nueces County, Texas, according to the map.ot plat thereof recorded in Volume 8,-Page 1, Map Records of Nueces County, Texas. File No.: 26-05034TX 2026 - 2026000475 08/06/2026 10:24 AM Page 4 of 4 mv = ema Instrument Number: 2026000475 Foreclosure Posting FORECLOSURE NOTICE Recorded On: August 06, 2026 10:24 AM Number of Pages: 4 ne eel “. Examined and Charged as Follows: " Total Recording: $7.00 STATE OF TEXAS Nueces County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Nueces County, Texas Kara Sands Nueces County Clerk Hora S Dur Lo ) Nueces County, TX weeeeeeneee THIS PAGE IS PART OF THE INSTRUMENT *********** Any provision herein which restricts the\Sale, Rental or use of the described‘REAL PROPERTY because of color or raceis‘invalid and unenforceable under federal law. File Information: Record and Return To: Document Number: 2026000475 PIONEER LAND SERVICES Receipt Number: 20260806000043 Recorded Date/Time: August 06, 2026 10:24 AM User: Vanessa D Station: CLERK03