NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER' S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE-PERSON SIGNING THIS NOTICE IS THE. ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: August 14, 2026 NOTE: Note described as follows: Date: April 25. 2002 Maker: Faith A Werner Payee: MSSTR 2004- 1, U.S. Bank National Association, as Trustee, successor in interest to Wachovia Bank, National Association, as Trustee successor to original lender Original Principal Amount: $ 418, 150. 00 DEED OF TRUST: Deed of Trust described as follows: Date: April 25, 2002 Grantor: Faith A. Werner, An Unmarried Woman Trustee: Calvin C. Mann, Jr. Beneficiary: MSSTR 2004- I, U.S. Bank National Association, as Trustee. successor in interest to Wachovia Bank, National Association, as Trustee successor to original lender Recorded: INSTRUMENT NO. 20020430000616620 WHICH WAS RECORDED IN THE OFFICIAL PUBLIC RECORDS OF REAL PROPERTY OF COLLIN COUNTY, TEXAS. LENDER: MSSTR 2004- I, U.S. Bank National Association. as Trustee, successor in interest to Wachovia Bank, National Association. as Trustee BORROWERS: Faith A Werner o to C} I a i,e 1 of 5 26-1511 7-73 t"ri7- c o T iPROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS. INCLUDING PERSONAL, PROPERTY. IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures. fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANYAND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Jamie Dworsky. Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler. Robin Shelton. Bonnie Mounger, David Garvin. Auction, com LLC Substitute Trustee' s.Mailing Address: c/o SettlePou 3333 Lee Parkway, Eighth Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: October 6, 2026, the first Tuesday ofthe month, to commence at 10: 00 AM, or within three 3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: In COLLIN County, Texas, LOCATED AT THE SOUTHWEST ENTRANCE OF THE JACK HATCH ELL COLLIN COUNTY ADMINISTRATION BUILDING LOCATED AT 2300 BLOOMDALE ROAD, MCKINNEY, TEXAS 75071, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONERS COURT. RECITALS I_.ender, the owner and holder ofthe Note and the Deed ofTrust lien under Texas Property Code Section 51. 002, has requested that Substitute Trustee sell the Property according to the terms of the Deed of Trust and applicable law due to a default in the payment of the Note and/ or in the performance ofthe obligations under the Deed ofTrust that secures the Note. Formal notice is now given of Lender' s election to proceed against and sell the real property described in the Deed of Trust, consistent with the Lender' s rights and remedies under the Deed ofTrust and applicable law. Therefore, notice is given that on the Date and Time ofSubstitute Trustee' s Sale of Property and at the Place of Substitute ' Trustee' s Sale of Property, I. as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder Page 2 of 5 26-1511For cash or acceptable certified Iiinds, according to the Deed ofTrust and applicable law. The sale and conveyance of the Property will be subject to all matters of record applicable to the Property that are superior to the Deed ofTrust and to any permitted exceptions to title described in the Deed of Trust. Substitute Trustee has not made and will not make any covenants. representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties of title required by the Deed of Trust. The Property will be sold AS IS, WHERE IS. AND WITH ALL FAULTS. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE-DUTY MILITARY SERVICE TO PETITIONER OR PETITIONER' S ATTORNEY IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed of'1'rust described as follows: Date: April 25, 2002 Grantor: Faith A. Werner, An Unmarried Woman Trustee: Calvin C. Mann, Jr. Beneficiary: MSSTR 2004- I, U.S. Bank National Association, as Trustee, successor in interest to Wachovia Bank, National Association, as Trustee successor to original lender Recorded: iNSIRUMi NT NO. 200204300006-16620 WHICH WAS RECORDED IN TIME OFFICIAL PUBLIC RECORDS OF REAL PROPERTY OF COLLIN COUNTY. TEXAS. PROPERTY: The property described as Follows: THE PROPERTY LOCATED IN COLLiN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND iN EXHIBIT A. ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto. SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder. Jamie Dworsky. Angela Brown, Payton 1Ireha,. Ieff Benton. Leslie Shuler. Robin Shelton, Bonnie Mounger, David Garvin, Auction.com LLC Page3ol' 5 26-1511Substitute Trustee' s \ tailing Address: e/u Settlel' otr 3333 Lee Parkway. ihh Floori Dallas. texas 75119 Each Substitute Trustee is appointed effective as ar August 14, 21126: pursuant to texas Property Code § 51. 007.5 to succeed to all title. putter~. and duties of the original or successor trustees under the Deed of trust. AppuinIin. i)t uF ul stitui. ' trustees: Name: William. Iennincis. Attorney MSSTR S. Rink National Association, as Trustee. successor in interest- to 41' achoyia Bank. National Association. as Trustee and Newltex 1.I.(' THE STATE OF TEXAS ti 5 COUNTY OF DALLAS ti 13E1'ORF ME. the undersiened authority. on this dayappeared William Jennings. and afterbeing by me duly sworn. stated that Chet executed the tilregoing instrument Iitr the purposes and consideration therein expressed. itVEN UNDER MY I IAN1.) ANI) SEA!. OF O1' I I(' l. on August 14. 2(126 mo, SUCET TEJEDA Notary Publ c. State of Texas li.Notary Public, State at Texas a + Comm. Expires 03-12.2028 o;,,V. N otary ID 132402737 Notice ofSale executed by: Jeff Benton Name: Substitute Trustee Page .1 of 2G-1511EXHIBIT A LOT 55, BLOCK A, THE GREENS OF GLENEAGLES, AN ADDITION TO THE CITY OF PLANO, COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT RECORDED IN VOLUME 1, PAGE 829, MAP RECORDS OF COLLIN COUNTY, TEXAS AND AS AMENDED AND REFILED IN VOLUME J, PAGE 995 OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS. Page 5of5 26.1511