Doc# 20260900140 07/28/2026 04:29 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk Vylla Solutions, LLC P.O. Box 3309 Anaheim, California 92803 For Sale Information: (888) 313-1969 For Reinstatement Requests: 1-866-874-5860 Pay Off Requests: 1-800-561-4567 TSH 2o-a1a98 0 A Init NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, on 12/14/2020, Michael Joseph Estrada and Danielle Estrada, husband and wife , as Grantor/Borrower, executed and delivered that certain Deed of Trust, in favor of Allan B. Polunsky , as Trustee, Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Guaranteed Rate Affinity, LLC, as Beneficiary which deed of trust secures the payment of that certain promissory noté of even date therewith in the original amount of $306,889.00, payable to the order of Guaranteed Rate Affinity, LLC, which Deed of Trust is Recorded on 12/14/2020 as Volume 20200306234, Book , Page, in Bexar County, Texas, Deed of Trust covers all of the real property, personal property, and fixtures described therein, including , but not limited to, all the following described property, rights and interests (the “Property”), to-wit; Lot 9, Block 16, New City Block 17750, Escalera Subdivision PUD, an addition to the City of San Antonio, Bexar County, Texas, County, Texas, according to the replat thereof recorded in Volume 9708, page 218 and volume 9709, page 1, deed and plat records, Bexar County, Texas. Commonly known as: 16423 PASO RIO CRK SAN ANTONIO, TX 78247 WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the indebtedness described in the Deed of Trust appointed Dustin George, Auction.com, LLC, Agency Sales and Posting LLC, Xome Inc., Prestige Posting and Publishing, LLC, Tejas Corporate Services LLC, NFPDS-TX LLC, or any one of them, as Substitute Trustee (each being referred to as the “Substitute Trustee”), upon the contingency and in the manner authorized by the Deed of Trust: and WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and Carrington Mortgage Services, LLC whose address is 500 N. State College Blvd., Suites 1030, 1300 & 1400, Orange, CA 92868, is acting as the mortgage servicer for Carrington Mortgage Services, LLC, which is the mortgagee of the Note and Deed of Trust or mortgage and the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed of Trust. Carrington Mortgage Services, LLC is authorized to represent the mortgagee by virtue of a written servicing agreement with the mortgagee. Pursuant to that agreement and Texas Property Code Section 51.0025, Carrington Mortgage Services, LLC is authorized to administer the foreclosure referenced herein. NOW, THEREFORE, NOTICE IS HEREBY GIVEN, that on 10/6/2026 at 10:00 AM, or no later than three (3) hours after such time, in Bexar County, Texas, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place at the area designated by the Commissioner’s Court for sales of real property under a power of sale conferred by a deed of trust or other contract lien as follows: IN THE AREA OF THE COURTHOUSE DESIGNATED BY THE COMMISSIONERS' COURT, OF SAID COUNTY, PURSUANT TO SECTION §51.002 OF THE TEXAS PROPERTY CODE AS AMENDED; IF NO AREA IS DESIGNATED BY THE COMMISSIONERS' COURT, THE SALE WILL BE CONDUCTED IN THE AREA IMMEDIATELY ADJACENT (NEXT) TO THE LOCATION WHERE THIS NOTICE WAS POSTED NOTICE IS FURTHER GIVEN that , except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied. Doc# 20260900140 07/28/2026 04:29 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a substitute trustee’s deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting of information to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at: https:/Avww.federalregister.gov/documents/2024/08/29/2024- 19 198/anti-money-laundering-regulations-for-residential- real-estate-transfers and https:/Avww.fincen.gov/rre-faqs#D_5 ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WITNESS, my hand this 7/27/2026 WITNESS, my hand this 7/28/2026 AKavennah Debson /SS/ Alexis Martin By: Kavonnah Dobson, Sr. Trustee Sale Specialist By: Substitute Trustee(s) Vylla Solutions, LLC as Dustin George, Auction.com, LLC, Agency Sales authorized agent for Mortgagee or Mortgage and Posting LLC, Xome Inc., Prestige Posting and Servicer Publishing, LLC, Tejas Corporate Services LLC, 500 N. State College Blvd., Suite 1400A NFPDS-TX LLC Orange, CA 92868 C/O Vytla Solutions, LLC 500 N. State College Blvd., Suite 1400A Orange, CA 92868 FILE INFORMATION pecument Number: 20260900140 ate/Time: 7/28/2026 4:29: Tate Pages f 4:29:20 PM IN THE OFFICIAL PUBL RECORDS OF BEXAR COUNTY. LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00