Doc-11/696 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-117696* Document No: 117696 Billable Pages: 3 Recorded On: June 04, 2026 02:43 PM Number of Pages: 4 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 117696 South Texas Court Services Receipt No: 20260604000270 14345 N. Los Ebanos Rd Recorded On: June 04, 2026 02:43 PM Original Returned to Customer Deputy Clerk: Marc Silva Mission TX 78573 Station: CH-1-CC-K16 gn linty, " STATE OF TEXAS Ola, = COUNTY OF HIDALGO = i * % | hereby certify that this Instrument was FILED in the File Number sequence on the date/time = * i 3 x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. 3 Q i : [%e] = ZZ. iss % Coe wt OF Arturo Guajardo Jr. 4, OF HID County Clerk Sova a “Hr y Hidalgo County, Texas Doc-11/696 1003 INSPIRATION DRIVE 00000009959768 PHARR, TX 78577 NOTICE OF [SUBSTITUTE] TRUSTEE’S SALE Assert_and_ protect your rights as_a_ member of the armed forces _of the United States. If you_are or your spouse is serving on active military du including active military duty _as_a_ member of the Texas National Guard or_the National Guard of another state or_as_a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time, and Place of Sale. Date: July 07, 2026 Time: The sale will begin at 10:00 AM or not later than three hours after that time. Place: ADMINISTRATION BUILDING, 2802 S. BUS. HWY. 281, EDINBURG, TX (UNDER CANOPY LOCATED ON THE WEST SIDE OF THE BUILDING) OR AS DESIGNATED BY THE COUNTY COMMISSIONERS COURT or as designated by the county commissioners. 2. Terms of Sale. Cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated December 09, 1999 and recorded in Document CLERK'S FILE NO. 831515; AS AFFECTED BY LOAN MODIFICATION AGREEMENT CLERK'S FILE NO. 3102561 real property records of HIDALGO County, Texas, with RENE RAMIREZ AND WIFE, LAURA RAMIREZ, grantor(s) and MORTGAGES UNLIMITED, INC., mortgagee. 4. Obligations Secured. Deed of Trust or Contract Lien executed by RENE RAMIREZ AND WIFE, LAURA RAMIREZ, securing the payment of the indebtednesses in the original principal amount of $500,000.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. APEX BANK is the current mortgagee of the note and Deed of Trust or Contract Lien. 5. Property to Be Sold. The property to be sold is described in the attached Exhibit A. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. APEX BANK, as Mortgage Servicer, is representing the current mortgagee, whose address is: c/o APEX BANK 9721 SHERRILL BLVD, SUITE 200 KNOXVILLE, TN 37932 NTSS00000009959768 FCTX_NTSS.rpt (11/17/2020)-S Ver-03 Page | of 3 Doc-11/696 1003 INSPIRATION DRIVE 00000009959768 PHARR, TX 78577 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned as attorney for the mortgagee or mortgage servicer does herby remove the original trustee and all successor substitute trustees and appoints in their steed BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP whose address is c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein. Zk se Israel Saucedo Certificate of Postin My name is : C and my address is c/o 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320. I declare under penalty of perjury that on x Y Lr S I filed at the office of the HIDALGO County Clerk and gaused to be posted at the HIDALGO County courthouse this notice of sale. Declarants Name: Date: A _ Y LOZ. FCTX_NTSS spt (11/17/2020)-S Ver-03 Page 2 of 3 Doc-11/696 1003 INSPIRATION DRIVE 00000009959768 PHARR, TX 78577 00000009959768 HIDALGO EXHIBIT "A" ALL OF LOT 26, ENCANTO RIDGE, AN ADDITION TO THE CITY OF PHARR, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP RECORDED IN VOLUME 31, PAGE 133, MAP RECORDS IN THE OFFICE OF THE COUNTY CLERK OF HIDALGO COUNTY, TEXAS, REFERENCE TO WHICH IS HERE MADE FOR ALL PURPOSES. FCTX_NTSS.mpt (11/17/2020)-S Ver-03 Page 3 of 3