Fi?-_ p !j Vylla Solutions, LLC P.O. Box 3309 2026 APR - 9 PM 2: 5 Anaheim, California 92803 8 For Sale Information: ( 888) 313- 1969 STACEY nFIp For Reinstatement Requests: 1- 866- 874- 5860 COUNTY CLER}( CO«) Pay Off Requests: 1- 800-561- 4567 OUHTY. TEXAS TS#: 26-39468 BY: DEPUTY NOTICE OF SUBSTITUTE TRUSTEE' S SALE WHEREAS, on 9/25/2024, Michael P Hermes and Kathy. Le, husband and wife, as Grantor/Borrower, executed and delivered that certain Deed ofTrust, in favor ofBlack, Mann& Graham, L.L.P., as Trustee, Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee forUnited Wholesale Mortgage, LLC, its successors and assigns, as Beneficiary which deed oftrust secures the payment ofthat certain promissory note ofeven date therewith in the original amount of $598,000.00, payable to the order ofUnited Wholesale Mortgage, LLC, its successors and assigns, which Deed ofTrust is Recorded on 9/30/2024 as Volume 2024000120126, Book, Page, in Collin County, Texas, Deed of Trust covers all ofthe real property, personal property, and fixtures described therein, including , but not limited to, all the following described property, rights and interests( the" Property"), to-wit; LOT 57 IN BLOCK U OF LAKEPOINTE PHASE IIA, AN ADDITION IN THE CITY OF LAVON, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 2021, PAGE 713 OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 142 CYPRUS GROVE DR LAVON, TX 75166 WHEREAS, the Trustee named in the Deed ofTrust having been removed, the legal holder ofthe indebtedness described in the Deed ofTrust appointed Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, or any one ofthem, as Substitute Trustee( each being referred to as the" Substitute Trustee"), upon the contingency and in the manner authorized by the Deed ofTrust: and WHEREAS, defaults have occurred in the covenants ofthe Deed ofTrust, monetary or otherwise, and the indebtedness secured by and described in the Deed ofTrust is now wholly due, and Carrington Mortgage Services, LLC whose address is 500 N. State College Blvd., Suites 1030, 1300& 1400, Orange, CA 92868, is acting as the mortgage servicer for Carrington Mortgage Services, LLC, which is the mortgagee ofthe Note and Deed ofTrust or mortgage and the legal holder ofsuch indebtedness and the liens securing same has requested either one ofthe Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions ofthe Deed ofTrust. Carrington Mortgage Services, LLC is authorized to represent the mortgagee by virtue ofa written servicing agreement with the mortgagee. Pursuant to that agreement and Texas Property Code Section 51.0025, Carrington Mortgage Services, LLC is authorized to administer the foreclosure referenced herein. NOW, THEREFORE, NOTICE IS HEREBY GIVEN, that on 7/7/2026 at 10: 00 AM, or no later than three( 3) hours after such time, in Collin County, Texas, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place at the area designated by the Commissioner' s Court for sales ofreal property under a power ofsale conferred by a deed oftrust or other contract lien as follows: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioner' s Court NOTICE IS FURTHER GIVEN that, except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms ofthe Deed ofTrust, conveyance ofthe Property shall be made without any representations or warranties whatsoever, express or implied. IIII liii I I1I 11II111 III 1111II1 4871271Ifthe Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return dfmonies paid to the Trustee, and the successful biddershall have no further recourse. Ifthe sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return ofthe deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee' s Attorney. Please be advised that the trustee may require entity ortrust bidders at this trustee's sale to provide information, documentation and/or certification ofthe vesting instructions and the data required to be reported pursuant to FinCEN regulations effective fortransfers ofresidential real property to covered transferees on or afterMarch 1, 2026. The required information must be provided to the trustee before a substitute trustee' s deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting ofinformation to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at: https://www.federalregister.gov/documents/2024/08/29/2024- 19198/anti-money-laundering-regulations- for-residential- real-estate- transfers and https:// www.fincen.gov/rre-fags#D_5 ASSERT AND PROTECT YOUR RIGHTSAS A MEMBEROF THE ARMED FORCES OF THE UNITED STATES. IFYOU ARE ORYOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY,INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. ql WITNESS, my hand this 4/7/2026 WITNESS, my hand this u AA By: Kavonnah Dobson, Sr. Trustee Sale Specialist - By: S gtute Trustee( s) Vylla Solutions, LLC as Carol Dunmon, Ma Mancuso, Michele Hreha, authorized agent for Mortgagee orMortgage Shelley Ortolan, Francesca Ortolani, Guy Wiggs, Servicer David Stockman, Brenda Wiggs, Donna Stockman, 1600 South Douglass Road, Suite 140 Janet Pinder, Brandy Bacon, Michelle Schwartz, Anaheim, CA 92806 Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler C/O Vylla Solutions, LLC 1600 South Douglass Road, Suite 140 Anaheim, CA 92806