f. FILED 2026 APR 30 Air 8: 42 1124 • _ STACE z' KEMP T.S.#: 2026-23406- Tx CALLHUNTCLERK Y. TEXAS DEPUTY APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Theundersigned, inaccordancewithTexasPropertyCode§ 51.0076,asattorney-in-factfortheMortgageeorMortgageServicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees ofTexas, LLC, Resolve Trustee Services, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648; as Substitute Trustee, to hereafter exercise all powers and duties conferredupontheoriginal trustee.undertheDeedofTrust,andfurtherauthorizes anddirectsthe SubstituteTrusteetoconduct and execute the remedies provided to the beneficiary therein. I. Date, Time, and Place ofSale. Date: 7/7/2026 Time: Theearliest timethesale will begin is 10:00 AM,or within three( 3) hours afterthattime. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthepreceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT 46 IN BLOCK L, FINAL PLAT OF ELEVON SECTION 2PHASE 2C, AN ADDITION TO THE CITY OF LAVON, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN PLAT BOOK2023, PAGE 638 OFTHE PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 174 ROCK ROSE CIRCLE LAVON, TX 75166 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 10/15/2024 and recorded in the officeoftheCounty ClerkofCollin County,Texas, recorded on 10/15/2024underCounty Clerk'sFileNo2024000126874, in Book— and Page— intheReal Property Records ofCollin County, Texas. Grantor( s): STEPHANIE LYNN JOHNSON and DEREK VERNON JOHNSON, WIFE AND HUSBAND Original Trustee: J. MARC HESSE Original Mortgagee: Mortgage Electronic Registration Systems, 'Inc., as Beneficiary, as nominee for SFMC LP DBA SERVICE FIRST MORTGAGE COMPANY, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage CorporationT.S.#: 2026-23406-TX 4. Terms ofSale. The sale will be conducted asapublic auction tothe highest bidder forcash, subject tothe provisions ofthe Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to§ 51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition,withoutanyexpress orimpliedwarranties, except.asto thewarrantiesoftitle(ifany)provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee' ssale may berequired to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/ 2026. If applicable,therequired information must beprovided tothetrusteebeforeatrustee'sdeedwill beissued forcovered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at. https:// www.fincen. gov/rre-faqs#D_5 or https://www.federalregister. gov/documents/ 2024/08/29/2024-19198/anti-money- laundering- regulations- for-residential- real-estate-transfers. 6. ObligationsSecured.TheDeedofTrustprovidesthatitsecuresthepaymentofthe indebtednessandobligationsdescribed therein( collectively, the" Obligations"), including,butnotlimitedto:( 1) the promissory note in theoriginal principal amount of$453,042.00, executed by STEPHANIE LYNN JOHNSON and DEREK VERNON JOHNSON, WIFE AND HUSBAND, and payable to the order ofMortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for SFMC LP DBA SERVICE FIRST MORTGAGE COMPANY, its successors and assigns;( 2) all renewals and extensions ofthe note; and( 3) any and all present and future indebtedness ofthe Trustor(s) to the current holder ofthe Obligations, secured by the Deed of Trust. Defaulthas occurred inthepayment ofthe indebtedness, andthe same isnowwholly dueand payable.Theowner and holderoftheObligations hasrequestedthattheSubstitute TrusteeselltheProperty tosatisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized torepresentthe Mortgagee by virtueofaservicing agreement with theMortgagee. Pursuant to the Servicing Agreement and Texas Property Code§ 51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation asMortgage Servicer, represents thecurrent mortgagee, whose address is: do Freedom Mortgage Corporation 11988 EXIT 5PKWY BLDG 4 FISHERS 1N 46037-7939 Phone:( 855) 690- 5900 Assert and protect your rights as amember ofthe armed forces ofthe United States. Ifyou are-oryour spouse is serving on active military duty,includingactive military dutyasa memberoftheTexas National Guard orthe National Guard ofanother state or as a member ofa reserve component of the armed forces ofthe United States, please send written notice ofthe active- duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney- in-fact for FREEDOM MORTGAGE CORPORATION II irf By: Dated: 4/22/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For saleinformation visit:https:// www. xome.comorContact( 800) 758- 8052