START OF PAGE: 144 T.S. #: 2026-24278-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE'S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076,asattomey-in-fact forthe Mortgagee or Mortgage Sexvicer, hereby removes the original trustee and any and a II successor substitute trustees, and appoints in their stead: Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, Nestor Solutions, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205,Huntington Beach,Califomia 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conductand execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 7/7/2026 j Time: The earliest time the sale will begin is I :00 PM, or within three (3) hours after that time. Place: Fort Bend County Courthouse, Texas,at the following location: THE FORT BEND COUNTY GUS GEORGE ACADEMY-PATTON HALL, 1521 EUGENE HEIMANN CIRCLE,RICHMOND, TX 77469; OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT TEN (I 0), BLOCK ONE (I) OF SIENNA PLANTATION, SECTION 28, A SUBDIVISION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN/UNDER PLAT NO. 20200195 OF THE PLAT RECORDS OF FORT BEND COUNTY, TEXAS. Commonly known as: 1815 MEADOW TRAIL DRIVE MISSOURI CITY, TX 77459 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTmst dated 2/28/2023 and recorded in the office oftbe County Clerk of Fort Bend County, Texas, recorded on 3/1/2023 under County Clerk's File No 2023018177, i11 Book -and Page -The subject Deed of Trust was modified by Loan Modifica lion recorded as Instmment No. 20251 10043 and recorded on 10/23/2025 in the Real Property Records of Fort Bend County, Texas. Grantor(s): Original Trustee: Original Mortgagee: Current Mortgagee: Mortgage Servicer: WENDY M RICHARDSON, UNMARRIED WOMAN L. Keller Mackie Mortgage Electronic. Registration Systems, Inc., as Beneficiary, as nominee for Jet HomeLoans, LLC, its successors and assigns Freedom Mortgage Corporation Freedom Mortgage Corporation '-0 r m 0 START OF PAGE: 145 I> I .. r.s. #: 2026-24278-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for ca sh, subject to the provisions of the Deed of Trust pennitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in "AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties of title (if any}provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder ("purchaser'') at this t111stee's sale may be required to provide information, documentation and/orcertification as mandated by applicable federallaw, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee's deed will be issued for covered transfers. Additional infom1ation regarding these regulations and the required transferee inform a lion and certifications can be found at https://www.fmcen.gov/rre-faqs#D _5 or https://www.federalregister.gov/documents/2024/08/29/2024- l 919&'anti-money- 1a undering-regu la tions-for-residen tia 1-rea 1-esta te-tra nsf ers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the "Obligations"), including, but not limited to: (I) the promissory note in the original principa I amount of $398,038.00, executed by WENDY M RICHARDSON, UNMARRIED WOMAN, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Jet HomeLoans, LLC, its successors and assigns; (2) all renewals and extensions ofthe note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 A,ssert and protect your ri1,thts as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty mllitarv service to the sender of this notice immediately. Dated: 5/13/2026 NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION B: Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, Califomia 92648 Phone: (888) 403-4115 Fax: (888) 345-550 l For sale infonnation visit: https://www.xome.com or Contact (800) 758-8052