tf r • 204 SOUTH FOURTH STREET 00000010885903 CELESTE, TX 75423 OTICE OF [SUBSTITUTE) TRUSTEE'S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. I. Date, Time, and Place of Sale. Date: October 06, 2026 Time: The sale will begin at 1 :00 PM or not later than three hours after that time. Place: COMMO AREA AT BASE OF THE CENTRAL STAIRWAY 0 THE SECOND FLOOR OF THE H T COUNTY COURTHOUSE OR BASE OF NORTH STEPS OUTSIDE COURTHOUSE IN EVE T COURTHOUSE IS CLOSED or as designated by the county commissioners. 2. Terms of Sale. Cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated April 15, 2003 and recorded in Document VOLUME 1001, PAGE 686; AS AFFECTED BY LOAN MODIFICATIO AGREEME TS VOLUME 1012, PAGE 539, INSTRUMENT NO'S. 2012-8929, 2013-11342, 2014-456, 2021-21357, 2023 -24599 & 2025-16933 real property records of HUNT County, Texas, with DAVID L CUMMINGS JOINED HEREIN BY HIS/HER SPOUSE CHRISTINA A CUMMINGS PRO FORMA, grantor(s) and MORTGAGE ELECTRO IC REGISTRATIO SYSTEMS, I C. ("MERS") AS OMI EE, mortgagee. 4. Obligations Secured. Deed of Trust or Contract Lien executed by DAVID L CUMMI GS JOI ED HEREIN BY HIS/HER SPOUSE CHRISTI A A CUMMI GS PRO FORMA, securing the payment of the indebtednesses in the original principal amount of $78,661.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. MIDFIRST BANK is the current mortgagee of the note and Deed of Trust or Contract Lien. 5. Property to Be Sold. The property to be sold is described in the attached Exhibit A. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. MIDLA D MORTGAGE, A DIVISIO OF MIDFIRST BA K, as Mortgage Servicer, is representing the current mortgagee, whose address is: c/o MIDLAND MORTGAGE, A DIVISIO OF MJDFIRST BA K at l D ~ . l ~ a!::!:f f .. o O 'c R l o R c E k C ORD J/ M 999 N.W. GRAND BLVD STE 110 JUL 3 0 2026 OKLAHOMA CITY, OK 73118-6077 BECKY LANDRUM County Clerk, Hunt County, Tex. by ~ llll 11111111111111111111111111111111111111111111111111111111111111111111I IIII IIIII 1111111111111 FCTX_ 1TSS.rpt (11/17/2020)-S Ver-03 NTSS000000 I0 885903 Page I of3204 SOUTH FOURTH STREET 00000010885903 CELESTE,TX 75423 THIS lNSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) lDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY lNSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE lS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned as attorney for the mortgagee or mortgage servicer does herby remove the original trustee and all successor substitute trustees and appoints in their steed AUCTION.COM, LLC AND BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP whose address is c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution ofremedies set aside to the beneficiary therein. ~ Israel Saucedo (\ Certificate of Posting ~~ ~~ My name is , and my address is c/o 4004 Belt Line Road, Suite 100, ~J-R Addison, Texas 75001-4320. I declare under penalty of perjury that on I filed at the office of the HUNT County Clerk and caused to be posted at the HUNT County courthouse this notice of sale. run;fttt;s:j: Declarnms FCTX_NTSS.rpt (11/17/2020)-S Ver-03 Page 2 of3204 SOUTH FOURTH STREET 00000010885903 CELESTE, TX 75423 00000010885903 HUNT EXHIBIT "A" LOT 3, BLOCK 19, ORJGfNAL TOWN OF CELESTE, HUNT COUNTY, TEXAS, AND BEfNG MORE PARTICULARLY DESCRJBED fN DEED RECORDED IN VOLUME 657, PAGE 188, DEED RECORDS, HUNT COUNTY, TEXAS. FCTX_NTSS.rpt (11/17/2020)-S Ver-03 Page 3 of 3