Doc-118205 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-118205* Document No: 118205 Billable Pages: 5 Recorded On: July 23, 2026 01:57 PM Number of Pages: 6 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 118205 Connie Cobb, South Texas Title & Trustee Receipt No: 20260723000165 PO BOX 530493 Recorded On: July 23, 2026 01:57 PM original returned to customer Deputy Clerk: Erika Gonzalez Harlingen TX 78553 Station: CC-ED-KF1016 Witting, STATE OF TEXAS ay %, Soa, = COUNTY OF HIDALGO = ” *, 3 * x S03 : 36% : 2% a oo Arturo Guajardo Jr. My, OF Lip OO ; %, © HIDA County Clerk bx. “rw y Hidalgo County, Texas yw ehonygeat® | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. ereees, . eeseee®® By " " S %, Doc-118205 Notice of Substitute Trustee Sale F26-00273 TX 6723223501/7241203947 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 09/01/2026 Time: The sale will begin no earlier than 10:00AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM. (Attention all bidders: cashier’s checks must be made payable to Assured Lender Services, Inc.) Place: Hidalgo County, TX at the following location: The Hidalgo County administrative building, located at 2802 S. Business Hwy 281, Edinburg, TX 78539 (Outdoor covered area on the west_side_of the building), OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: Legal Description: See Attached Exhibit "A" Personal Property Description: See attached Exhibit “B” APN: 702051 / E6120-00-000-0001-00 Commonly known as: 2218 South Tourist Drive, Edinburg, TX_78539-3529 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust, Security Agreement and Assignment of Leases and Rents, dated 11/19/2024 (the “Deed of Trust”) and recorded in the office of the County Clerk of Hidalgo County, Texas, recorded on 11/22/2024 as Document No. 3600595 of the Real Property Records of Hidalgo County, Texas. Trustor(s): VSG LLC, a Washington limited Original Beneficiary: AXELRAD CAPITAL LLC, liability company a/an Texas Limited Liability Company Current U.S. Bank Trust Company, Loan Servicer: PHH Mortgage Services/Onity Beneficiary: National Association, as Trustee Mortgage for Velocity Commercial Capital Loan Trust 2025-1 Current Connie Cobb, Clyde Cobb, Constance Lewis, Montgomery Medley, Julie Martin, Substituted Michele Sanders or Cherie Maples Trustees: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part Doc-118205 of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercia} Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal property and fixtures described in within the loan documents. The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property and personal property encumbered by the Deed of Trust will be sold at the sale in accordance with the provisions of the Deed of Trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The Deed of Trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $1,050,000.00, executed by VSG LLC, a Washington limited liability company, and payable to the order of AXELRAD CAPITAL LLC, a/an Texas Limited Liability Company; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of VSG LLC, a Washington limited liability company. U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-1 is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. NOTICE TO POTENTIAL BIDDERS: WE REQUIRE CERTIFIED FUNDS AT SALE BY CASHIER’S CHECK(S) PAYABLE DIRECTLY TO “ASSURED LENDER SERVICES, INC.” TO AVOID DELAYS IN ISSUING THE FINAL DEED. Questions concerning the sale may be directed to the undersigned or to the beneficiary: U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-1 2945 Townsgate Road, Suite 110 Westlake Village, CA 91361 Jeannette McWay jmcway@velocitycommercial.com (818) 338-9789 Dated: 07/23/2026 Connie Cobb, ClygesCobb, Constance Lewis, Montgomery Medley, Julie Cherie Maples Martin, M 111 Pacifica, Suite 140 Irvine, CA 92618 Phone: (714) 508-7373 Fax: (714) 505-3831 AFTER RECORDING, PLEASE RETURN TO: Assured Lender Services, Inc. 111 Pacifica, Suite 140 Irvine, CA 92618 Attn: Trustee Department Doc-118205 EXHIBIT “A” LEGAL DESCRIPTION OF PROPERTY Being a tract of land encompassing all of ENFIELD TOWNHOMES, a Condominium Project in Hidalgo County, Texas; together with the limited common elements and an undivided interest in and to the general common elements, as defined in that Declaration recorded in Clerk's File No. 1438393 (2005-1438393), Official Public Records, Hidalgo County, Texas, said tract of land being described as; A tract of land containing 0.84 acres (Deed Record: 0.88 of an acre), more or less, out of a 1.63 acre tract out of Lot 14, Section 271, TEXAS-MEXICAN RAILWAY COMPANY SURVEY, Hidalgo County, Texas, as per map or plat thereof recorded in Volume 24, Pages 168-171, Deed Records, Hidalgo County, Texas, being more particularly described by metes and bounds as follows: BEGINNING at a 1/2 inch diameter iron rod found on the Southeast corner of this herein described tract, said rod bears North 80 degrees 53 minutes West, a distance of 523.44 feet (Deed record: West 524.40 feet), North 32 degrees 38 minutes 25 seconds East, a distance of 181.87 feet (Deed record: North 23 degrees 31 minutes East, 183.50 feet) and North 80 degrees 53 minutes West, a distance of 280.30 feet (Deed record: West) from the Southeast corner of said Lot 14, Section 271; THENCE, North 80 degrees 45 minutes 53 seconds West, (Deed record: West), along the North line of Ivan Ili & Stacy Weaver, according to Clerk's File Number 1197977, Official Records, Hidalgo County, Texas, a distance of 297.21 feet to a 1/2 inch diameter iron rod found on the East right-of-way line of Tourist Drive, for the Southwest corner of this herein described tract; THENCE, North 26 degrees 16 minutes 41 seconds East, (Deed record: North 17 degrees 00 minutes 00 seconds East, 55.00 feet) along the Easterly right-of-way line of said Tourist Drive, a distance of 55.73 feet to a 1/2 inch diameter iron rod found, for an angle point of this herein described tract; THENCE, North 36 degrees 04 minutes 53 seconds East, (Deed record: North 26 degrees 54 minutes 00 seconds East 93.00 feet), with the Easterly right-of-way line of said Tourist Drive, a distance of 92.30 feet to a 1/2 inch diameter iron rod found, for the Northwest corner of this herein described tract; THENCE, South 80 degrees 53 minutes 00 seconds East, (Deed record: East), along the South line of Luis G. Castilleja Tract, according to Document Number 2008-1933752, Official Records, Hidalgo County, Texas, a distance of 239.00 feet to a 1/2 inch diameter iron rod found, for the Northeast corner of this herein described tract: THENCE, South 09 degrees 09 minutes 18 seconds West, (Deed record: South 135.50 feet), along the East line of 0.84 acre tract (Deed record: 0.88 acre tract), a distance of 136.13 feet to a 1/2 inch diameter iron rod found, for the Southeast corner and POINT OF BEGINNING of this herein described tract. Doc-118205 Exhibit “B” (Personal Property) All equipment, fixtures, and other articles of personal property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any such property; and together with all proceeds (including without limitation all insurance proceeds and refunds of premiums) from any sale or disposition of the Property. Doc-118205 Certificate of Posting 1, _ Connie Cobb do hereby certify that I am a citizen of the United States of America, over the age of 18 years, and competent, to be a witness relating to the matters herein I declare under penalty of perjury that on 97/23/2026 I filed the Notice of Sale at the office of the 1!9a!g0 County Clerk and caused same to be posted at the Hidaigo County courthouse. Signature: Declarants Name: Connie Cobb Date: 97/23/2026