START OF PAGE: 6 r FILED FOR RECORD -: l NO-TIMeto·a-Ef. FEB 10 2026 ~ ~~ County Clerk Fort Bend Co. Texas NOTICE OF SUBSTITUTE TRUSTEE'S SALE T.S. #: 2025-20462-TX Assert and protect your righb 85 B member ofthe armed rorees of the United States, Hyop are or your spouse Is serving on actiye military duty, including aetive mllitaa duty as a member of the Texas National Guard or the National Guard of another state or as a member of a rgerye component of the lllJlled forgs o( the United .s1ates. please send written notice pf the active-duty military seryice to the sendel' of this notice lmmpdlately. Date, Time. and Place of Sale-The sale is scheduled to be held at the following date, time and place: Date: 7fl/Z026 / Time: The earliest time the sale 'Will begin is 1:00 PM , or within three (3) hours after that time. Place: Fort Bend County Courthouse, Texas, at the following location: TIIE FORT BEND COUNTY GUS GEORGE ACADEMY-PATION HALL, 1521 EUGENE HBIMANN CIR.CLE, RICHMOND, TX 77469; ORAS DESIGNATED BY TIIE COUNIY COMMISSIONER'S OFFICE Or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court, pursuant to section S 1.002 of the Texas Property Code. Property To Be Sold -The property to be sold is described as follows: Lot 14, Block 2, of TAMARRON WEST SECTION 4, a subdivision in Fort Bend County, Texas. according to the map or plat thereofrec:orded in Plat No. 20220067 Plat Records of Port Bead County, Texas. Commonly known as: 31710 CARLISLE COVE COURT FULSHEAR, TX 77441 Instrument to be Foreclosed -The instrument to be foreclosed is the Deed of Trust dated 3/13/2024 and recorded in the office of the County Clerlt of Fort Bend County, Texas, recorded on 3/18/2024 under County Clerk's Fite No 2024024325, in Book-and Page -of the Real Property Records of Fort Bend County, Texas. Grantor(s): Original Trustee: Substitute Trustee: Original Mortgagee: Current Mortgagee: Mortgage Servicer: MARIA GABRIELA MANZANERO, AN UNMARRIED WOMAN Angela R Bemandn Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, I.LC, Ageney Sales and Posting LLC, Abstraetsll'rustees of Tn:u, L~ Resolve Trustee Services, LLC Mortga1e Electronic Recisfratlon Systems, Inc., as Beneftelary, as nominee for nm Mortgage Company, Ltd., Hs successors and assigns Freedom Mortgage Corporation Freedom Mortgage Corporation The Mortgage Servicer Is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is START OF PAGE: 7 T.S. #: 2025-20462-TX authorized to collect the debt and to administer any resulting forec;losure of the referenced property securing the above referenced loan. Terms of Sale -The sale will be conducted us a public auction to the highest bidder for cash, subject to the provisions of the deed of trust pennitting the mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt sewred by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the deed of trust. Prospective bidders an, strongly urged to examine the applicable property records to detennine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in ''as is, where is" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section S1.007S of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the fust sale of the day held by the trustee or any substitute trustee. Notice to Bidders -Please be advised that the Trustee may require entity or trust bidders at this trustee's sale to provide infonnation, documentation and/or certification of the vesting ins1ructions and the data required to be reported pursuant to FinCBN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a trustee's deed upon sale wtll be issued for covered transfers. These federal regulations will require reporting if a 1rustee's deed is issued on or after March 1, 2026, even if the foreclosure sale is conducted prior to March I, 2026. Additional information regarding these regulations and the required transferee infonnation and certifications can be found at https://www.federalregister.gov/docwnents/2024/08/29/2024-19198/anti-money-laundering-regulations-for­ residential-real-estate-transfers and bttps://www .fincen.gov/rre-faqs#D _S. Obligations Secured -The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the "Obligations") including by not limited to (1) the promissory note in the original principal amount of$306,338.00, executed by MARIA GABRIELA MANZANERO, AN UNMARRIED WOMAN, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for DID Mortgage Company, Ltd., its successors and assigns; (2) all renewals and extensions of the not.e; and (3) any and all present and future indebtedness ofTrustor(s) to the current holder of the Obligations to the mortgagee under the deed of trust. The sale wi11 be made, but without covenant or warranty, expressed or implied. regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon. fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication oftbe Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee: Freedom Mortgage Corporation 11988 EXITS PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 l START OF PAGE: 8 T.S. #: 2025-20462-TX Default and Request to Act -Default bas occurred under the deed of trust, and the mortgagee bas requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale. Dated: 02/10/2026 Nestor Solutions, LLC, Auction.com, I.LC, Xome Inc., Tejas Corporate Services, LLC, Agency Sales and Posting LLC, Abstractsffrustees of Texas, LLC, Resolve Trustee Services, LLC c/o N;;? lutions, tLC 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052. SENDER. OF nns NOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 5th Street, Suite 205 Huntington Beach, California 92648 l