Doc-118783 oe Document No: 118783 Billable Pages: 2 Recorded On: September 24, 2026 08:16 AM Number of Pages: 3 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 File Information: *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. Record and Return To: Document No: 118783 South Texas Court Services Receipt No: 20260924000019 14345 N. Los Ebanos Rd Recorded On: September 24, 2026 08:16 AM original returned to customer Deputy Clerk: Imelda Leal Mission TX 78573 Station: CC-ED-KF1005 quettetdiagy STATE OF TEXAS gS COM, COUNTY OF HIDALGO s Reeetteeeenns % = 2 * % | hereby certify that this Instrument was FILED in the File Number sequence on the date/time = * : ; * = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. 20% ioe oes ‘x= 45 ee, wes Arturo Guajardo Jr. yj OF HDS County Clerk Vz: a “tw y Hidalgo County, Texas Doc-118783 Vylla Solutions, LLC P.O. Box 3309 Anaheim, California 92803 For Sale Information: (888) 313-1969 For Reinstatement Requests: 1-866-874-5860 Pay Off Requests: 1-800-561-4567 TS#: 26-41333 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, on 11/4/2021, Esmeralda Lanfranco Garcia a Single Woman, as Grantor/Borrower, executed and delivered that certain Deed of Trust, in favor of Scott R. Valby, as Trustee, Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Stonewood Home Lending, LLC, its successors and assigns, as Beneficiary which deed of trust secures the payment of that certain promissory note of even date therewith in the original amount of $242,031.00, payable to the order of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Stonewood Home Lending, LLC, its successors and assigns, which Deed of Trust is Recorded on 11/12/2021 as Volume 3282319, Book , Page, in Hidalgo County, Texas, Deed of Trust covers all of the real property, personal property, and fixtures described therein, including , but not limited to, all the following described property, rights and interests (the “Property”’), to-wit; LOT EIGHTEEN (18), CAMPO DE SUENOS SUBDIVISION, AN ADDITION TO THE CITY OF MCALLEN, HIDALGO COUNTY, TEXAS, AS PER MAP OR PLAT THEREOF RECORDED UNDER DOCUMENT NO. 3185288, MAP RECORDS OF HIDALGO COUNTY, TEXAS, REFERENCE TO WHICH IS HERE MADE FOR ALL PERTINENT PURPOSES. Commonly known as: 3324 HARVARD AVE MCALLEN, TX 78504 WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the indebtedness described in the Deed of Trust appointed Dustin George, Auction.com, LLC, Agency Sales and Posting LLC, Xome Inc., Prestige Posting and Publishing, LLC, Tejas Corporate Services LLC, NFPDS-TX LLC, or any one of them, as Substitute Trustee (each being referred to as the “Substitute Trustee”), upon the contingency and in the manner authorized by the Deed of Trust: and WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and Carrington Mortgage Services, LLC whose address is 500 N. State College Bivd., Suites 1030, 1300 & 1400, Orange, CA 92868, is acting as the mortgage servicer for Carrington Mortgage Services, LLC, which is the mortgagee of the Note and Deed of Trust or mortgage and the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed of Trust. Carrington Mortgage Services, LLC is authorized to represent the mortgagee by virtue of a written servicing agreement with the mortgagee. Pursuant to that agreement and Texas Property Code Section 51.0025, Carrington Mortgage Services, LLC is authorized to administer the foreclosure referenced herein. NOW, THEREFORE, NOTICE IS HEREBY GIVEN, that on 12/1/2026 at 10:00 AM, or no later than three (3) hours after such time, in Hidalgo County, Texas, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place at the area designated by the Commissioner’s Court for sales of real property under a power of sale conferred by a deed of trust or other contract lien as follows: The Hidalgo County Administrative Building, located at 2802 S. Business Hwy 281, Edinburg, TX 78539 (outdoor covered area on the west side of the building); or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court NOTICE IS FURTHER GIVEN that , except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any representations or warranties whatsoever, express or j OCT 4888346 Doc-118783 If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shail be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a substitute trustee’s deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting of information to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at: https://www.federalregister.gov/documents/2024/08/29/2024-19198/ anti-money-laundering-regulations-for-residential- real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5 A T AND TECT HTS AS A ME R OF THE A D FOR D T. IF YOU ARE OR Y EIS SERVIN A MILIT. INCLUDIN' ACTIVE MILITARY DUTY AS A MEMBER OF EXAS NATIONAL ¢ uf NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FOR: OF THE TED STA PLEASE SEND WRITTEN NOTICE OF ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WITNESS, my hand this 9/23/2026 WITNESS, my hand this_ 09/24/2026 Prec Morne By: Grecia Moreno, Trustee Sale Specialist y: Substitute Trustee(s) Connie Cobb Vylla Solutions, LLC as Dustin George, Auction.com, LLC, Agency Sales authorized agent for Mortgagee or Mortgage and Posting LLC, Xome Inc., Prestige Posting and Servicer Publishing, LLC, Tejas Corporate Services LLC, 500 N. State College Blvd., Suite 1400A NFPDS-TX LLC Orange, CA 92868 C/O Vylla Solutions, LLC 500 N. State College Blvd., Suite 1400A Orange, CA 92868 Qa\c