NOTICE OF SUBSTITUTE TRUSTEE’S SALE i ing on active military duty, i i i ili duty as a member of the Texas National Guard or the National Guard of another State or_as_a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. NOTICE IS HEREBY GIVEN THAT BECAUSE THE DEFAULT IN PERFORMANCE OF THE OBLIGATIONS OF THE DEED OF TRUST, SUBSTITUTE TRUSTEE WILL SELL THE PROPERTY BY PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH AT THE PDACE AND DATE SPECIFIED TO SATISFY THE DEBT SECURED BY THE DEED OF TRUST. INSTRUMENT / DEED OF TRUST TO BE FORECLOSED TMLF No. 193430 Original Principal Amount: $246,925.00 Recording Information: 20210517000989760 Deed of Trust Date: 10/23/2020 Grantor(s) / Mortgagor(s): AUSTIN L. GIBBS AND HEATHER M. GIBBS, HUSBAND AND WIFE Original Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC..\AS NOMINEE FOR QUICKEN LOANS, LLC, ITS SUCCESSORS AND ASSIGNS Current Mortgagee: ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS,LLC PROPERTY TO BE SOLD Property Address: 461 KERENS ST, NEVADA, TX 75173 County: COLLIN LOT 14, BLOCK B, J.WL EVANS ADDITION REVISED, AN ADDITION TO Property THE;CITY OF NBVADA, COLLIN COUNTY, TEXAS, ACCORDING TO THE Description: MAP OR PLAT THEREOF RECORDED IN MAP DOCUMENT NO. 2018-433, MAP RECORDS, COLLIN COUNTY, TEXAS. FORECLOSURE SALE INFORMATION COLLIN COUNTY COURTHOUSE Place of Sale: yy 9087 OOMDALE ROAD, MCKINNEY, TX 75071 = Sale Date: 07/07/2026 Sale Time: 10:00 AM ~ ~» o TMLF - 193430 Page 1 of 3 00 4876525  The sale will begin at the earliest time stated above or within three hours after that time. The sale will be conducted as public auction and the property will be sold to the highest bidder for cash equivalent, except that lender’s bid may be by credit against the indebtedness secured by the line of the Deed of Trust. Pursuant to Texas Property Code § 51.0075(a), Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee, Pursuant to Texas Property Code § 51.009, purchaser acquires the foreclosed property as is without any expressed or implied warranties, at the purchaser’s own risk. It is the responsibility of prospective bidders to ascertain the property status and suitability for the intended purpose. Bidders should exercise due diligence and caution throughout the bidding process, Prospective bidders are reminded that by law the Foreclosure Sale will be made subject,to all prior matters of record affecting the Property, if any, to the extent that they remain in forceland effectand have not been released or subordinated to the Deed of Trust or Contract Lien. ROCKET MORTGAGE, LLC S/B/M NATIONSTAR MORTGAGBILLC is acting as the mortgage servicer and authorized to represent the mortgagee, ROCKET MORTGAGE, LLG F/K/A QUICKEN LOANS, LLC, by virtue of servicing agreement with the mortgagee? Pursuant to the servicing agreement and Texas Property Code § 51.0025, the mortgage servicer, ROCKET MORTGAGE, LLC S/B/M NATIONSTAR MORTGAGE LLC is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenéed above. ROCKET MORTGAGE, LLC S/B/M NATIONSTAR MORTGAGE LLC 1050 WOODWARD AVENUE, DETROIT, M1h48226 If ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust or Contract Lien and the Texas Property Code. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED)IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENTOF THE MORTGAGEE OR MORTGAGE SERVICER. TMLF - 193430 Page 2 of 3  The undersigned as attorney or authorized agent for the mortgagee or mortgage servicer does hereby remove the original trustee and all successor substitute trustees and appoints in their stead THE MORTGAGE LAW F IRM, PLLC, SERVICELINK AGENCY SALES AND POSTING, LLC AND AUCTION.COM, LLC, whose address is C/O THE MORTGAGE LAW FIRM, PLLC, 18383 Preston Road, Suite 200, Dallas, TX 75252, or either one of them, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the benefici therein. Executed date: 5/31/2026 Jorge Rios-Jimenez, Chief Operating Officer THE MORTGAGE LAW FIRM, PLDG 18383 PRESTON ROAD, SUITE 200 DALLAS, TX 75252 (469) 521-9700 CERTIKICATE OF POSTING My name is , and my address is C/O THE MORTGAGE LAW FIRM, PLLC, 18383 PRESTON ROAD, SUITE 200, DALLAS, TX 75252. I declare under penalty of perjury that on I filed at the office of the COLLIN county Clerkeand catised to be posted at the COLLIN county courthouse this notice of sale. Signature: Declarant'Name: Date: TMLF - 193430 Page 3 of 3