C& M No. 44-26-01719/ RECORD NOS NOTICE OF TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed ofTrust dated April 17, 2012 and recorded under Clerk's File No. 20120419000458150, in the real property records ofCOLLIN County Texas, with Mikhail Polevoy an Unmarried Man as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Nationstar Mortgage LLC, its successors and assigns as Original Mortgagee. Deed ofTrust executed by Mikhail Polevoy an Unmarried Man securing payment ofthe indebtedness in the original principal amount of$ 127,260.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note ( the " Note") executed by Mikhail Polevoy. M& T Bank is the current mortgagee( the" Mortgagee") oftheNote and Deed ofTrust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51. 0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. M & T Bank is acting as the Mortgage Servicer for the Mortgagee. M & T Bank, is representing the Mortgagee, whose address is: One Fountain Plaza. Buffalo. NY 14203. Legal Description: LOT 37, IN BLOCK B, OF COVENTRY POINT PHASE 2, AN ADDITION TO THE CITY OF MCKINNEY, TEXAS, ACCORDING TO THE MAP THEREOF RECORDED IN VOLUME J, PAGE 951, OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS SALE INFORMATION Date ofSale: 07/07/2026 Earliest Time Sale Will Begin: 10: 00 AM Location ofSale: The place of the sale shall be: COLLIN County Courthouse. Texas at the following location: 2100 Bloomdale Road, McKinney.'Texas 75071, or ifthe preceding area is no longer the designated area, at thearea most recently designated by the County Commissioner's Court TERMS OF SALE A default has occurred in the payment ofsaid herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms ofsaid Deed ofTrust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee' s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to Section 51. 009 of the Texas Property Code, the Property will be sold in " AS IS," WHERE IS" condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed ofTrust. 1111111111 III Ifl IIIII 44-26-01719 COLLIN 4872012The sale will begin at the earliest time stated above, or within three( 3) hours after that time. Ifthe sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return ofthe funds paid. The Purchaser shall have no furtherrecourse against the Mortgagor, the Mortgageeorthe Mortgagee's attorney. STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jainie Dworsky, Angela Brown, Payton Hrcha, Jeff Benton, Leslie Shuler, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, or Codilis& Moody, P.C., as Substitute Trustee. The address for the Substitute Trustee for purposes ofSection 5 I. 0075(e) ofthe Texas Property Code is: Codilis& Moody. P.C. 20405 State Highway 249. Suite 170 Houston, TX 77070 281) 925-5200 Will Morphis, Attorney at Law Codilis& Moody, P.C. 20405 State Highway 249. Suite 170 Houston. TX 77070 281) 925- 5200 STATE OF TEXAS COUNTY OF FIARRIS Before me, the undersigned Notary Public, on this day personally appeared Will Morphis as Attorney for the Mortgagee and/or Mortgage Servicer known to me or proved to me through a valid State driver's license or other official identification described as Personal Knowledge, to be the person whose name is subscribed to the foregoing instrument and acknowledge to me that he/she executed the same for the purposes and consideration therein expressed. Executed on this the 14 day ofApril, 2026. Michelle Leigh Porea j My Commission Expires 4130J2029 Notary Public Signature 4 \ 31 Notary 10t33076927 w o Posted and filed by: c, rn Printed Name: Fri r v- rn3 a 0o r*tX- p 9 C& M No. 44-26- 01719 N